• budget talk,  Business Talk,  FIRE Financial Independence, Retire Early

    Put on Your Future Thinking Hat

    Getting ahead with both your money and business always comes down to thinking ahead. Let’s jump back just ten years and think about all the things that weren’t around then but are commonplace today. The people who made money from them put on their future thinking hat and now it’s your turn to do that too. Sit down, brainstorm for 15 minutes or more and think about where you think culture, society, and technology is heading in the next decade. What are people going to need? Maybe people have gotten used to spending more time at home and looking to upgrade their home and yard. Could be that they now…

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  • FIRE Financial Independence, Retire Early,  Friday Ramblings

    Friday Ramblings-The To Do List

    How is your werrk turned out? Mine sort of went in another direction when I realized I needed to rework my do list. I had to figure out what was a priority and what wasn’t. That’s another thing that’s sometimes hard when you work for yourself. I now have all my folders separated and named which should make next week a little easier. Remember that next month we’ll start our first challenge of the year here at BSG. It’s going to be a money mindset challenge. Sort of a shake things up in regards to the way we think about money and our relationship with it…stay tuned. And before I…

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  • Business Talk,  FIRE Financial Independence, Retire Early

    Starting an Online Business in 2021?

    Working from home running your own business… Does it sound like just a dream or something you seriously want to put into action this year? Angela Wills has put together a new class that can help you get started and it’s called the Online Business Masterclass. Here’s a sneak peek at some of the things you’ll learn- What kind of things can you offer for sale. How to decide what to sell. Getting a domain name, hosting and a website setup (simple start). Ways to build your audience / community so you have people to sell to. Easy ways to set up products for sale. Actions to take and habits…

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  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    How to Make Money in 2021

    We’re heading into the last few posts of the year so I thought I’d dedicate this one to how to make money in 2021 and then on Thursday how to save money in 2021. For the last few weeks, I’ve been doing research, looking for trends, listening to forecasts and trying to figure out the best way we can make money in the next twelve months. Things are getting harder to predict these days but here are some ideas Homeschooling/Teaching Whether it’s by necessity or choice, I think more parents are going to be homeschooling their children in the coming years. Anyone that can help them, whether it be a…

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  • Business Talk,  FIRE Financial Independence, Retire Early

    Setting Goals and Planning

    It’s December, did you achieve all you set out to do this year? 2020 has been a strange year. If it’s taught us one thing, it’s about planning and then if those plans don’t work out, having a back up one. Whether it be connected with your money and budget, or even looking for another way to make a living, planning and thinking ahead is more important than every before. I’ve decided to make that the focus of Budget Smart Girl as we move into 2021. Ways to plan, set goals and have lots of alternative things you can turn to if the unexpected happens. In Thursday’s post, I’ll be…

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  • FIRE Financial Independence, Retire Early,  Friday Ramblings,  Online Stores,  Side Gigs

    Friday Ramblings-Getting Ready

    Is it just me or has November flown by? I’ve been busy so sometimes that makes it feel like I have more stuff to do than hours in a day. I got the three Black Friday products finished and next week, I’ll start loading them to the site. I was going to use coupons for the sale but have decided it’s a lot less hassle for both me and buyers if I just discount them on both Black Friday and Cyber Monday. And of course, we’re not only entrepreneurs selling goods next week, but buyers too. Are you looking for anything in particular to go on sale? I trying to…

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  • Monday Motivation

    Monday Motivation-Shift Your Energy

    Sometimes things are out of our control. People’s attitudes and bias, the people that tell us it can’t be done. I’ve found rather than waste my energy on trying to change them, I’ve gone ahead and put my focus into living my dream. It’s your life, your energy, your dream, use it wisely.

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  • Side Gigs,  Teaching and Coachig,  working from home,  writing

    Five Reasons To Write a Non-Fiction Book

    Have you been thinking about writing a book? Publishing used to be for the select few but with self publishing platforms like Amazon, Nook, Kobo, and let’s no forget Smashwords, there’s never been a better or easier time to pen a non-fiction book. If I haven’t convinced you, then here are my top five reasons why you should get started today- Shows You As An Expert People listen to and buy from people who they consider experts. I’m not just talking about people with advanced degrees in topics, but anyone who has knowledge and the expertise they feel can help them solve a problem. It could be their home or…

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  • working from home

    Life Events Come First

    Yesterday I was supposed to write a post. I was also supposed to promote the Check Us Out Sale. Neither of those things got done because it was a case that life events come first and take priority. Yesterday, I had to make the decision every pet owner dreads. My 22 year old tabby cat was giving me every sign that his journey was drawing to a close. I decided on a home visit from a vet was the way to go but they didn’t have an appointment until mid-afternoon. While I didn’t want to see him suffer for longer than necessary, this late appointment gave me a chance to…

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  • Business Talk,  FIRE Financial Independence, Retire Early,  Side Gigs,  working from home

    Planning Ahead

    Fall is still a little over a month away but with an early morning chill in the air, I’ve begun planning. Fall not only ushers in beautiful colors and more comfortable temps, but the realization that there’s only four more months left in the year. Time to take a look back at what you’ve done, what you promised to do, and what you can still do in those four remaining months. Yesterday, I sat down and began my fall planning and thought I’d share it with you. Bundle Contributions I’m taking part in two bundle contributions this fall. I’m excited about it because earlier contributions helped me grow my list.…

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