• Business Talk

    Do You Know How You’re Going to Make Money?

    I’ve been putting together ideas for the direction of this site and where I want to take it in 2020 and who my target audience will be. I want to help people make money, help people with businesses and side gigs make more money. I also want to help people find their passion, find their calling, and make money doing what they love. I’ve got a long list of ideas for posts, people I want to interview, people just like you who now run a business and it all started one day when they simply had a dream about making more money. There are classes I want to teach…well, the…

  • Business Talk

    Multiple Streams of Income

    I’ve been working for myself for twenty years, dappling in some sort of work that brings in extra income for close 25 years. One thing I’ve learned from fellow entrepreneurs is you need to have multiple streams of income for those just in case times. Trends come and go, businesses take off then fail, recession hits and all three can take their toll on your bottom line. I’ve always followed the multiple income stream theory and I think it has kept me afloat many times. However, recently I’ve been wondering if it’s such a great thing. Besides my writing, teaching and coaching, I have t-shirts I sell on Merch by…

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  • Business Talk

    Making Money Has Never Been Easier…

    Selling on Etsy, running a store on Shopify, eBay, Amazon, creating t-shirts, offering gigs on Fiverr, teaching on Udemy… The list could go on and while making money has never been easier, that’s what’s making it so hard. The ease at which anyone, anywhere in the world can make earn income has actually made it harder to make money. Taking blogging for example, ten years ago a handful of people were running blogs and now it seems just about everyone has one that flash ads galore, selling this and selling that in order to earn themselves some commission. Do you know anyone who doesn’t have an Etsy store? Resells stuff…

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  • Business Talk

    Catching Up…

    I know I said I was going to start posting to the site on a regular basis again, but as you guessed, it didn’t happen. I’ve been thinking about the direction I want to take this site. When I started it back in 2005, there were only a handful of other money minded blogs. These days just about everyone has a money blog. I’d like to do something completely different. Over the summer, I even thought about selling the domain name and site but something deep in my heart couldn’t let it go. Budgetsmartgirl will always be my baby. With that in mind, I’m going to keep it up and…

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  • Business Talk

    Planning and Brainstorming

    Just a quick post this week about what I’ve been doing with regards to Budget Smart Girl. I’ve had a couple of days of brainstorming ideas. Thoughts about the direction this site will take in 2020 and what things I want to tackle. I think you’re going to like what I’ve come up with. I’ve decided that one day of each week will be devoted to some way you can make money or earn some extra cash. I also want to share real life stories of people running businesses and have a long list of people I want to interview to share their ideas and tips. (If you know anyone…

  • Uncategorized

    Get Paid What Your Worth…and for everything

    It’s all too easy to think that stuff we find fun isn’t work or doesn’t have a price tag on it. Here’s what happened to me about twenty years ago. When I had to quit my job and started doing freelance PR work. I shortchanged myself not just a little, but a lot. I’d have potential clients call me and we’d chat and then set up a meeting where I’d go through everything I’d do to help them and their business get noticed. Most of the time, we’d meet in a café or coffee shop and yes, I’d even pay for the drinks or meal. I’d spend an hour, sometimes…

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  • Business Talk

    Goals-Keys to Success

    I’m a firm believer that by setting goals you’re half way along the road to success. I’ve set goals for saving money, writing books, losing weight and exercising, and even for projects that need tackling around the house. Think about the business you want to start or the way you want to start making money. Brainstorm for five minutes about all the tasks you’ll need to do to get where you want to go. Then start breaking them down into baby steps. For example, overall goal, launching a new graphic design business. Baby steps might include-getting a web site set up. Getting business cards made. Joining your local chamber of…

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    February Ramblings

    Over at my writing site, I do a weekly round up of things I’ve been up to and it’s known at Friday Ramblings From An Author. I thought I’d try that on this site too, well, a month by month Ramblings to begin with just to give it a test run. So here’s what I got up to this cold and snowy February. This year I knew I had to get more organized about what had to be done, what should be done, and what wasn’t worth bothering with. In January, on  I created a file on my laptop with the name of the month and the words to do. Inside I added…

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  • Business Talk

    Do You Know How You’re Going To Make Money?

    My post the other day was centered on finding your passion? The next thing you need to figure out is how you’re going to channel it into something that makes you money. Are you working a full time job and thinking about taking a side gig? Or do you want to quit your job and take the plunge and launch your own business? Maybe it’s a bit of both things, you’ll continue to work at your job and launch your own business that you’ll pursue in the evening and at weekends. Are you going to put a hobby to good use. Maybe you make sweaters or clothes that you can…

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