• Business Talk

    Business Talk Thursday-Let’s Focus On Why

    The difference between success and failure is often due to lack of motivation. When things get hard like when you’re freelancing, running a business, or just simply trying to make some extra money, it’s often lack of knowing your true why that puts an end to your plan. Get a sheet of paper and write down why you want to pursue whatever it is you dream about. Are you saving to buy your first home? A comfortable retirement? An early retirement? The once in a lifetime trip around the world? Living the life you love is different for each of us so simply writing down I want to make more…

  • Business Talk

    Thursday-Business Talk

    It’s Thursday and beginning next week, that’s the day we talk business here at Budget Smart Girl. Some weeks the focus will be on promotion and marketing you and your business. Other weeks, growing an e-mail list and getting people to buy whatever it is your selling. We’ll also focus on money, how to run your business the budget smart way, and how to manage it once you’ve made it. We’ll even talk about things like passive income and maybe even a review of products and apps that are supposed to help us run our business and manage our time more effectively. Is there anything you’d like to see discussed…

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  • Blogging,  Business Talk

    Blogging Tuesday

    This week I’m giving you a preview of what each Tuesday will feature here at BSG. The first Tuesday in each month will focus on blogs and blogging. It’s a popular way for people to make money, promote a business, or even set up a web site if you freelance or sell products. I thought I’d kick things off with my own blogging story and how Budget Smart Girl actually came to be. I was writing for a site called Hearth and Home and had a column there called Eating Well on a Budget and then had a second column called The Budget Smart Girl’s Guide to the Universe. I…

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  • Business Talk,  Monday Motivation

    Monday Motivation-Keep Your Vision

    Happy 2020. Welcome to the first Monday Motivation. Each week I’ll post an image with a quote that I hope will guide you through the week. A motivating thought that will help you when you feel like giving up your dream of making money or just simply living the live you love. Let’s begin this debut post with this quote about sticking to your vision. And if you’d like to see another Monday Motivation quote or have an interest in writing, check out my other site at www.thiswriterslife.com Enjoy your week and remember to live the life you love.

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  • Business Talk

    What’s Ahead in 2020?

    As 2019 slowly draws to a close, it’s time to begin thinking about 2020. Do you already know what’s on your to do list, or what goals you’re going to tackle? As you know, I’m giving Budget Smart Girl a makeover. I’ve been brainstorming things I’d like to feature on the site and what sort of content I’d like to provide. I can’t promise that we’ll have the full week’s line up straight away but here’s what I’d eventually like to feature each week. Monday-it’s all about getting motivated. Lots of us have ideas for earning money and launching a business but what separates the just thinking about it from…

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  • Business Talk

    E-Book Giveaways

    2020 is just around the corner. BSG going in a new direction, and maybe you are too. I’m giving away a copy of each of my new planners (you’ll get the e-book versions). The first one is the goal planner perfect for writing down everything you plan to do (and get done!) in 2020. If you have a blog or starting a blog is on your list then you might like to win the blog planner. I’m eager to get working on filling in mine so I can plan out great content for this site…more about that next week. One person will win the goal planner, one, the blog planner.…

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  • Uncategorized

    Two New Planners for the Entrepreneur

    I have two new planners I created with the budding or established entrepreneur in mind. One is a blog planner and the other a goal planner. The print versions are available at Amazon and cost $5.99 each. The digital versions are on my Etsy store and are $4.99 each but I’m running a Thanksgiving sale with 20% off which makes them $3.99. Here are the links to both sites. I got my print copies of these two planners and have to say I’m pleased with the product and I’ll be putting them to good use in 2020. If you’ve signed up for the free mini-retreat, ‘see’ you on Monday. Have…

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  • Business Talk

    Free Mini-Retreat

    Many of you know that I’m an author and also teach and tutor aspiring writers. I’ve been teaching for various chapters of the Romance Writers of America for a decade. Together we’re always trying to come up with something new and we decided in 2020, I’d teach an online summer writing retreat. We also came up with the idea to offer a free mini-retreat next month to give prospective students a glimpse into what the main event will be like…it’s going to be fun! Some of you might be aspiring authors so I thought I’d share this information with the BSG community. In the holiday spirit, I’m going to give…

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  • Business Talk

    Do You Know How You’re Going to Make Money?

    I’ve been putting together ideas for the direction of this site and where I want to take it in 2020 and who my target audience will be. I want to help people make money, help people with businesses and side gigs make more money. I also want to help people find their passion, find their calling, and make money doing what they love. I’ve got a long list of ideas for posts, people I want to interview, people just like you who now run a business and it all started one day when they simply had a dream about making more money. There are classes I want to teach…well, the…

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  • Business Talk

    Multiple Streams of Income

    I’ve been working for myself for twenty years, dappling in some sort of work that brings in extra income for close 25 years. One thing I’ve learned from fellow entrepreneurs is you need to have multiple streams of income for those just in case times. Trends come and go, businesses take off then fail, recession hits and all three can take their toll on your bottom line. I’ve always followed the multiple income stream theory and I think it has kept me afloat many times. However, recently I’ve been wondering if it’s such a great thing. Besides my writing, teaching and coaching, I have t-shirts I sell on Merch by…

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  • Business Talk

    Making Money Has Never Been Easier…

    Selling on Etsy, running a store on Shopify, eBay, Amazon, creating t-shirts, offering gigs on Fiverr, teaching on Udemy… The list could go on and while making money has never been easier, that’s what’s making it so hard. The ease at which anyone, anywhere in the world can make earn income has actually made it harder to make money. Taking blogging for example, ten years ago a handful of people were running blogs and now it seems just about everyone has one that flash ads galore, selling this and selling that in order to earn themselves some commission. Do you know anyone who doesn’t have an Etsy store? Resells stuff…

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  • Business Talk

    Catching Up…

    I know I said I was going to start posting to the site on a regular basis again, but as you guessed, it didn’t happen. I’ve been thinking about the direction I want to take this site. When I started it back in 2005, there were only a handful of other money minded blogs. These days just about everyone has a money blog. I’d like to do something completely different. Over the summer, I even thought about selling the domain name and site but something deep in my heart couldn’t let it go. Budgetsmartgirl will always be my baby. With that in mind, I’m going to keep it up and…

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  • Friday Ramblings

    Friday Ramblings-Learning As You Go

    Seems like forever that I’ve been working for myself but one thing remains a constant. You never stop learning. In fact, you should never stop learning. One of my biggest hurdles is anything tech related. Yes, even getting this site and all the plugins to work how they’re supposed to. I struggle, I sometimes swear, and I only wish I figure it all out first time around. Over the holidays, I did manage to get the Popup Builder to work. However, do you think I get it to work on my freelance site? Not sure what I’m doing differently but it’s a learning process and I’ll keep at it. I…

  • Business Talk

    The Key to Making Money

    If there’s one sure way to making money, it’s to be future thinking. This week, I’ve been following along with e-mails I receive from lots of entrepreneurs whose classes I’ve taken or products I’ve bought. One in particular (I’m hoping he’ll do an interview with BSG), is always upfront about what’s working and what’s not. His latest post was about how much money he made in 2019. He hadn’t done as well in certain areas as he had in 2018. The reason, he pointed out, was because his market is such that it’s low cost to get started in, and just about anyone with a laptop can do it. Great…

  • Side Gigs

    Tuesday-Side Gigs

    Side gigs, side hustles, those jobs that used to be called moonlighting. We’ve all had them. Lots of people now have not one but two of them. The best thing is lots of them can be done from home, on a laptop, any time of the day. Some people even make their living working side gigs. Part-time or full time, they’re a great way to make some extra money, learning a new skill or just moonlight to boost your savings. With that in mind, each third Tuesday in each month is going to be dedicated to them. I’ll be posting information about some well known ones and some not so…

  • Friday Ramblings

    Friday Ramblings-Be Your Own Subscriber

    Another workweek slowly draws to a close. Did you achieve everything on this week’s to do list? I switched gears somewhat and began formatting the next two books I get rights back to. I also made covers for them. I’m trying out a new method of what some people call batch working. Instead of doing one task for many projects, you get everything done on just one and in one shot. I’ll let you if I think you should give it a try or not. One thing I’ve been doing to save time (and to make sure I don’t forget to make a post). is to use the scheduling feature…

  • Business Talk

    Second Tuesday-Teaching and Coaching

    It’s the second Tuesday of the month which means you’re going to find a post on another way to make money and this time it’s teaching, coaching, and tutoring. I’ve been tutoring for an online writing school for 12 years, teaching online classes for a decade, and also offer writing classes on a major platform. When the freelance writing market took somewhat of a nosedive during the recession of 2008 and beyond, it was a great way for me to make extra money. We all have skills to share with others which translates into offering those skills for sale. It’s also a great way to make some passive income (more…

  • Friday Ramblings

    Friday Ramblings-Busy First Week of 2020

    It’s Friday which means this will be the spot for my weekly Ramblings. I’ve been doing a similar feature over on This Writer’s Life for about three years and it’s where I share what I did, things that got achieved and plans that might be on the horizon. I have to say I’m more than relieved that it’s Friday. Seems like this first week of 2020 has been busy with a capital B. A plotting boot camp started on Monday, I had lots of people e-mail me about coaching them which is usually the norm during January. It’s that turn of the old year into the new that has us…

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