• FIRE Financial Independence, Retire Early,  Friday Ramblings,  Teaching and Coachig

    Friday Ramblings-Caught Up On the January To Do List

    It’s the last Ramblings of the month. This week, I finally caught up on my January to do list. Yesterday, I recorded messages for the new self paced classes I created this month. One is for writing short stories, the other, writing a romance novel. I’ll be uploading them to my writing site later today. Hopefully, all will go well. Would you like to see them added to the BSG store too? I know lots of people dream about writing even if they never have any intention of making a living at it. So if you do have an interest, feel free to e-mail me at budgetsmartqueries@gmail.com My goal is…

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  • Business Talk,  FIRE Financial Independence, Retire Early

    Think Outside the Box

    Same products, same pitch, same this and that… Every week, I spend a few hours searching online to see what’s being offered, whether it be classes, coaching, or products. I search Amazon, Etsy, to name a few. I also receive about ten e-mails a day from people selling things like classes and software. Guess what? I’d say 99% of both my own searches and the ones that fall into my e-mail, are selling the same type of thing or service. They even have the same sales pitch encouraging me to buy the product. I don’t have to tell you that these are tough times we’re living through. What was an…

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  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    Money Challenges in February

    Ready to get a new money mindset? February is usually all about romance, hearts, chocolate and flowers, but seems like this year it’s going to be about money. Not only am I having a money makeover challenge here at BSG, but Angela Wills is too. First about the BSG challenge which is free to you. Each day, starting on Monday Feb 1st and finishing on Sunday Feb 28th, I’ll be posting a different money challenge for you. Nothing that’s too hard but things that I hope will get you thinking about how you view money, past ‘relationships’ you have with money, tips on budgeting, ways to save money and also…

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  • Uncategorized

    Friday Ramblings-Learning New Skills

    I always make it a goal of learning something new each week…each day if I can. Last weekend, I decided to dedicate this year to attempting all sorts of new skills. Some might be out of my comfort zone but I’m going for it. One thing I did was sign up for the year long access to all the classes at Mother Earth News. They have ones on canning, gardening, and one I enjoyed this week was making your own soda. It’s not only cheaper but a whole lot better for you. It’s just $2.99 a month or as I did, you can opt up for the $35 a year…

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  • Business Talk,  FIRE Financial Independence, Retire Early

    28 Day Money Challenge

    Do you need to rethink your finances? Need to make a budget and finally stick with it? Save for a rainy day? Set up a source for passive income? If any of the above apply to you then get ready for the 1st annual Budget Smart Girl Money Makeover challenge that runs from Feb 1st-28th. 28 days to rethink your money mindset. We’ll focus on why we often fail when it comes to budgets and sticking with them. How to make your money work for you. We’ll look resources to help you with your money. Ways to save money. Ways to make money. I’m still planning this challenge as I…

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  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    How Prepared Are You?

    If your computer crashed or a platform you sell on went out of business, are you prepared? If 2020 taught us anything it was that everything can change and change quickly. Have you given any thought to what would happen if the platform you sell your products on or the company that hosts your web site suddenly goes out of business, what you’ll do. Panic shouldn’t be the first word that comes to mind. My late father always told me to have a back up plan for everything in life. I’ve done my best to follow his advice but sometimes we get busy and sometimes we don’t see things coming…

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  • FIRE Financial Independence, Retire Early,  Friday Ramblings

    Friday Ramblings-The To Do List

    How is your werrk turned out? Mine sort of went in another direction when I realized I needed to rework my do list. I had to figure out what was a priority and what wasn’t. That’s another thing that’s sometimes hard when you work for yourself. I now have all my folders separated and named which should make next week a little easier. Remember that next month we’ll start our first challenge of the year here at BSG. It’s going to be a money mindset challenge. Sort of a shake things up in regards to the way we think about money and our relationship with it…stay tuned. And before I…

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  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    Let’s Get Organized

    Have lots of projects going on and not sure which one to tackle first? Have a to do list that’s getting out of control? Yesterday, I realized even though I’d spent the previous two weeks getting organized (or should I add the word thought in front of getting), I failed at the task. I hate to make the new year all about organization but as entrepreneurs and people who like to save money, it’s essential to do a check in once in a while. So, on a scale of one to ten (with one being bad shape), where would you say you are in being organized? Right now I think…

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