• budget talk

    The Saving Money Plan

    I can’t remember how I found out about Saving Money Plan www.savingmoneyplan.com but I’m really glad I signed up to receive the daily newsletters because I’ve saved money with coupons I’ve seen in the newsletter, found out about free stuff (you know I love both of those things!) and learned more about how to find and use coupons. I thought it was about time I shared this valuable site with you and decided to go straight to its founder, Claire Williams for all the inside information. Budget Smart Girl (BSG)-For the readers who don’t know about the site can you tell them what Saving Money Plan is all about? Claire…

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  • budget talk

    Clean Your Home For Less

    I know cleaning products won’t break the bank but I’ve been using everyday products like baking soda and vinegar for years. It not only saves money but I no longer get headaches from all the chemicals used in commercial products. I’m always looking for green cleaning tips that save money so I asked Leslie Reichert, a certified green cleaner and author of The Joy of Green Cleaning to offer some advice. Budget Smart Girl (BSG)-What ingredients/products would you recommend everyone have on hand? Leslie Reichert (LR)-There are four main basics that are: White vinegar, baking soda, lemon juice and salt. Along with those you can also use castile soap, borax…

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  • budget talk

    Getting in Shape on the Cheap

    Isn’t it ironic that most of us make a resolution to get in shape in the dead of winter and too cold to exercise outside? Maybe that’s one of the reasons memberships to health club soars in January. Paying to join a club or buying expensive exercise equipment isn’t the only way to get and stay in shape these days. I did some searching and here are some sites and resources I found. Your Local Community Where I live there’s everything from community education classes for Pilates to yoga. There’s also a community center that offers low cost classes and membership that’s half the price of a health club. And…

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  • budget talk

    Healthy Snacking for the Budget Minded

    I’ll be the first to admit that chocolate is my Achilles’ Heel and the odd package of gummy bears often lurks in my desk drawer, but overall, I’m pretty good at not loading the grocery card with not so good for you or your wallet treats. To start off the New Year, I asked Tracy Adler to offer some tips on healthy snacking. Tracy is mom of two, former restaurant owner and creator of Yum Yum Dishes. www.yumyumdish.com They’re sold in packs of four and help train the whole family as to what a normal portion size should be. Tracy kindly sent me some bowls and now I fill them…

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  • budget talk

    Never Waste Food Again

    This year I’m determined to stick with my resolution never to waste food again. I’m usually good about using everything but once in awhile the odd piece of fruit or vegetable heads to the garbage bin. Here are some creative ways I’ve found to use every last piece of food sitting in the fridge or pantry. Hope you can put some to good use. Combine Ingredients Sometimes I open the fridge and have half a cup of this, half a cup of that…not enough to make a meal but if you combine some foods you get a side dish or the beginnings of dinner. At Christmas I had a about…

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  • budget talk

    Budget Resolutions (or goals)…and sites to get you organized

    I usually have my New Year resolutions all worked out by the time Christmas rolls around. This holiday, I didn’t. So this week when I’ve had a spare minute or two I’ve been making notes about what I want to achieve this year. Lots of things are on my list and most are about saving money on just about everything, but my top priority is the food budget. Here are some of my goals, they might be yours too. Make More Ready Made Meals This was on my list last year. I did make some meals now and then but this year I want to be more consistent. Which leads…

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