June 2018

admin / June 21, 2018

Budget Smart Girl Tries Brandless

I recently heard about a company that sells food online. Not just any food but good for you stuff that’s organic and non-GMO. Added plus…I was told everything was $3 and shipping is free when you spend $39 or more.

Last week I decided to give it a try.

The company is called Brandless. The packaging is plan and simple which reminds me of the generic products you used to see at supermarkets but I have to say the taste is a whole lot better.

I haven’t sampled everything I ordered but so far, so good. The sweet potato tortilla chips…well, I’ll give them a ten. Same goes for the hummus chips and ginger sesame dressing.

I actually order some products as a way to restock the pantry. The soups are $1.50 each and while I do make my own soups most of the time, I don’t know if I could beat that price if I factor in these are organic, plus there’s my time to make the soup. Same goes for the fruit spread that is a huge jar and definitely worth $3 because I pay a lot more for a smaller jar and oftentimes it’s not organic.

They also sell household products, skincare items and stuff for your office. I especially like the body wash and mint foot cream.

So far I’m impressed with the food and service and thought I’d share my experience with you.

Here’s a link to their site-

https://brandless.com/

Here’s a link to their blog which has some great recipes too-

https://life.brandless.com/

And finally, if you do decide to shop at Brandless here’s a link that will earn me $6 off my next order.

You’ll also be able to sign up and earn referrals too-

https://refer.brandless.com/s/efh3w

Anyone already tried Brandless products? If so, what do you think?

admin / June 7, 2018

Track Your Spending

Welcome to week one of the summer money makeover

Have you decided what you’re going to tackle between now and September 1^st?

One of my major goals is to track my spending.

It used to be much easier when I wrote checks to pay bills and buy groceries because I’d write down what I spent and who I paid, along with how much was in my account.

Those days are long gone and with them my organized system of seeing where the money was going.

Recently I’ve been reading lots of financial books (reviews of them coming soon), and one piece of money advice they all have in common is, you need to know what you’re buying so you can look for patterns in your spending habits.

Of course, certain payments are necessary but what about the odd $20 here and there?

It doesn’t sound like a lot but spend an extra $20 five times every month, and well, you get the picture.

I’m planning to look at not only how much I’m spending but what I’m spending it on. Is it a need versus a want item? Could it be an ongoing charge for something I no longer need (see my previous post about that topic). Could it even be for something that I can negotiate at a lower cost or switch to a competitor?

By the time September rolls around, I hope to have a clearer picture of my spending habits and if there’s anything I’m overspending on or if I’ve been prone to impulse buys…yes, we all have those even the budget minded.

I think I might use simple pen and paper to keep track but if you want to go the more sophisticated route I know there are lots of sites and apps for tracking spending. Some of them are free while others have a monthly fee.

I’ve found a couple of articles that cover some of the more popular sites and here are the links-

https://www.npr.org/2011/05/18/136394339/sites-that-help-track-your-spending-and-saving

http://www.wisebread.com/10-sites-and-apps-to-help-you-track-your-spending-and-stick-to-your-budget

Anyone else have suggestions about keeping track of your spending? What method do you use? Anyone else have the same goal for this summer make-over?

Have a money saving week.

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