• Business Talk

    What’s Ahead in 2020?

    As 2019 slowly draws to a close, it’s time to begin thinking about 2020. Do you already know what’s on your to do list, or what goals you’re going to tackle? As you know, I’m giving Budget Smart Girl a makeover. I’ve been brainstorming things I’d like to feature on the site and what sort of content I’d like to provide. I can’t promise that we’ll have the full week’s line up straight away but here’s what I’d eventually like to feature each week. Monday-it’s all about getting motivated. Lots of us have ideas for earning money and launching a business but what separates the just thinking about it from…

  • Business Talk

    E-Book Giveaways

    2020 is just around the corner. BSG going in a new direction, and maybe you are too. I’m giving away a copy of each of my new planners (you’ll get the e-book versions). The first one is the goal planner perfect for writing down everything you plan to do (and get done!) in 2020. If you have a blog or starting a blog is on your list then you might like to win the blog planner. I’m eager to get working on filling in mine so I can plan out great content for this site…more about that next week. One person will win the goal planner, one, the blog planner.…

  • Business Talk

    Free Mini-Retreat

    Many of you know that I’m an author and also teach and tutor aspiring writers. I’ve been teaching for various chapters of the Romance Writers of America for a decade. Together we’re always trying to come up with something new and we decided in 2020, I’d teach an online summer writing retreat. We also came up with the idea to offer a free mini-retreat next month to give prospective students a glimpse into what the main event will be like…it’s going to be fun! Some of you might be aspiring authors so I thought I’d share this information with the BSG community. In the holiday spirit, I’m going to give…

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  • Business Talk

    Planning and Brainstorming

    Just a quick post this week about what I’ve been doing with regards to Budget Smart Girl. I’ve had a couple of days of brainstorming ideas. Thoughts about the direction this site will take in 2020 and what things I want to tackle. I think you’re going to like what I’ve come up with. I’ve decided that one day of each week will be devoted to some way you can make money or earn some extra cash. I also want to share real life stories of people running businesses and have a long list of people I want to interview to share their ideas and tips. (If you know anyone…

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  • Business Talk

    Do You Know How You’re Going to Make Money?

    I’ve been putting together ideas for the direction of this site and where I want to take it in 2020 and who my target audience will be. I want to help people make money, help people with businesses and side gigs make more money. I also want to help people find their passion, find their calling, and make money doing what they love. I’ve got a long list of ideas for posts, people I want to interview, people just like you who now run a business and it all started one day when they simply had a dream about making more money. There are classes I want to teach…well, the…

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  • Business Talk

    Multiple Streams of Income

    I’ve been working for myself for twenty years, dappling in some sort of work that brings in extra income for close 25 years. One thing I’ve learned from fellow entrepreneurs is you need to have multiple streams of income for those just in case times. Trends come and go, businesses take off then fail, recession hits and all three can take their toll on your bottom line. I’ve always followed the multiple income stream theory and I think it has kept me afloat many times. However, recently I’ve been wondering if it’s such a great thing. Besides my writing, teaching and coaching, I have t-shirts I sell on Merch by…

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  • Business Talk

    Making Money Has Never Been Easier…

    Selling on Etsy, running a store on Shopify, eBay, Amazon, creating t-shirts, offering gigs on Fiverr, teaching on Udemy… The list could go on and while making money has never been easier, that’s what’s making it so hard. The ease at which anyone, anywhere in the world can make earn income has actually made it harder to make money. Taking blogging for example, ten years ago a handful of people were running blogs and now it seems just about everyone has one that flash ads galore, selling this and selling that in order to earn themselves some commission. Do you know anyone who doesn’t have an Etsy store? Resells stuff…

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  • Business Talk

    Catching Up…

    I know I said I was going to start posting to the site on a regular basis again, but as you guessed, it didn’t happen. I’ve been thinking about the direction I want to take this site. When I started it back in 2005, there were only a handful of other money minded blogs. These days just about everyone has a money blog. I’d like to do something completely different. Over the summer, I even thought about selling the domain name and site but something deep in my heart couldn’t let it go. Budgetsmartgirl will always be my baby. With that in mind, I’m going to keep it up and…

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  • Business Talk

    Goals-Keys to Success

    I’m a firm believer that by setting goals you’re half way along the road to success. I’ve set goals for saving money, writing books, losing weight and exercising, and even for projects that need tackling around the house. Think about the business you want to start or the way you want to start making money. Brainstorm for five minutes about all the tasks you’ll need to do to get where you want to go. Then start breaking them down into baby steps. For example, overall goal, launching a new graphic design business. Baby steps might include-getting a web site set up. Getting business cards made. Joining your local chamber of…

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  • Business Talk

    Do You Know How You’re Going To Make Money?

    My post the other day was centered on finding your passion? The next thing you need to figure out is how you’re going to channel it into something that makes you money. Are you working a full time job and thinking about taking a side gig? Or do you want to quit your job and take the plunge and launch your own business? Maybe it’s a bit of both things, you’ll continue to work at your job and launch your own business that you’ll pursue in the evening and at weekends. Are you going to put a hobby to good use. Maybe you make sweaters or clothes that you can…

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