• Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    How Prepared Are You?

    If your computer crashed or a platform you sell on went out of business, are you prepared? If 2020 taught us anything it was that everything can change and change quickly. Have you given any thought to what would happen if the platform you sell your products on or the company that hosts your web site suddenly goes out of business, what you’ll do. Panic shouldn’t be the first word that comes to mind. My late father always told me to have a back up plan for everything in life. I’ve done my best to follow his advice but sometimes we get busy and sometimes we don’t see things coming…

  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    Let’s Get Organized

    Have lots of projects going on and not sure which one to tackle first? Have a to do list that’s getting out of control? Yesterday, I realized even though I’d spent the previous two weeks getting organized (or should I add the word thought in front of getting), I failed at the task. I hate to make the new year all about organization but as entrepreneurs and people who like to save money, it’s essential to do a check in once in a while. So, on a scale of one to ten (with one being bad shape), where would you say you are in being organized? Right now I think…

  • Business Talk,  working from home

    Hold Yourself Accountable

    Last week we focused on staying motivated and finding an accountability partner. In today’s post, I’d like to tell you about something I’ve been doing to hold myself accountable. Yes, I’ve had accountability partners in the past. It’s my preferable way to go but sometimes it takes time finding one that’s a great match. I tried this alternative way last year, and so far, so good. At the beginning of each week, I take a sheet of paper and write down what I want to achieve in the next five days. I leave space between each one…I’ll tell you why in a minute. Fold the paper in half or thirds…

  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    How to Make Money in 2021

    We’re heading into the last few posts of the year so I thought I’d dedicate this one to how to make money in 2021 and then on Thursday how to save money in 2021. For the last few weeks, I’ve been doing research, looking for trends, listening to forecasts and trying to figure out the best way we can make money in the next twelve months. Things are getting harder to predict these days but here are some ideas Homeschooling/Teaching Whether it’s by necessity or choice, I think more parents are going to be homeschooling their children in the coming years. Anyone that can help them, whether it be a…

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  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    Budget Smart Girl 2021

    This week, I’ve been planning content for Budget Smart Girl for 2021. I’ve taken your suggestions and input into consideration. A big thank you to everyone who contacted me. Some of you are subscribers from way back in 2005 and some of you are new followers. Based on my ideas and yours, here’s what I came up- Monday Motivation This is one of your favorite things. Some of you even told me you look forward to Monday mornings and opening up your e-mail to find words of encouragement. So, Monday Motivation is here to stay. Budget Talk/Saving Money Many subscribers from way back when (and thank you so much for…

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  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    2021-Make Your Dreams Come True

    What are your dreams for 2021? What do you want your life to look like in the new year? For the next week or so let’s sit down and work on our goals, dreams, call them what you like, for 2021. What is you what to achieve and why? Pay special attention to the why part of the question. Knowing your why can separate success from failure. It could be that you want to start a business so you can quit your job. Finally pay off some debt. Or even be more financially secure. Do you any ideas about how you’re going to take the first step? Maybe you need…

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  • Business Talk,  FIRE Financial Independence, Retire Early,  Side Gigs,  working from home

    Learning Something New and Black Friday Challenges

    We’re in the homestretch for both our November challenges. Did you learn anything new this month? Something fun? I’m hooked on the idea of trying to expand my skill set and while I won’t be doing it every day, I’m going to aim for learning a couple of new things per week in 2021. And how about the Black Friday challenge? Do you have three products ready? I have mine ready to do, but yesterday I got into a panic. I loaded everything into the store, but for some reason, I couldn’t upload the files that customers will download on check out. I thought I’d have to alter my plans…

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  • Blogging,  FIRE Financial Independence, Retire Early,  Online Stores,  Side Gigs,  working from home

    The 30 Days of Learning Continues

    We’re half way though November and the learning something new each day continues? How are you doing and what have you learned? Anything fun? Anything that’s going to save you money? Have you acquired a skill that could make you money by turning it into a side gig or even a business? Still on my to learn list, is making vegan cheese…I ordered all the ingredients and it’s on this weekend’s things to do list. There are a couple of brands I like but they are pricey so I think if I can figure out how to do it myself, I’ll save money, even after buying all these ingredients. I’m…

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  • Business Talk,  FIRE Financial Independence, Retire Early,  Side Gigs,  Teaching and Coachig,  working from home

    Black Friday Sales

    Two more weeks and counting… Still working on your three products for the upcoming Black Friday sales rush? I must admit that I’m running behind just a tad. I have two products almost ready. One more left to go and then I’ll work on the graphics. One product will also launch my new site that I’ll be telling you more about. If you’re a self publisher or thinking about becoming one in 2021, stay tuned. I’ll also be putting all the products in the store on sale for Black Friday and then have another promotion for Cyber Monday. I’m also thinking about having a 12 days of Christmas sale where…

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  • FIRE Financial Independence, Retire Early,  Online Stores,  Side Gigs,  working from home,  writing

    What Did You Learn Last Week?

    Week two of learn something new each day. Following along? It’s not too late to start. In fact, my motto is it’s never too late to start anything. If you have been following along, do you want to share with us what new skills or knowledge you’ve acquired? Last week, I focused on learning how to make homemade shampoo bars…love those things but the price is high. I also watched a tutorial on making your own air fresheners, and one on making lip balm. Also, on my list was making mug cakes. I love baking but I have to be honest if I make a whole cake, it’s a too…

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