• Business Talk,  FIRE Financial Independence, Retire Early

    Saving Money in 2021

    What steps did you take in 2020 to save money? As we approach the end of the year, now is a great time to take a look back and see how well you did with sticking with a budget. Didn’t have one, or had one and didn’t stay with it? My motto is if you fail the first time, the great thing is there’s always tomorrow and another chance. Here are some things to think about in 2021 Getting Rid of Stuff You Don’t Use I’m not talking about the treadmill you use once in a blue moon…although you could sell it and stash the money away for emergencies. I’m…

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  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    How to Make Money in 2021

    We’re heading into the last few posts of the year so I thought I’d dedicate this one to how to make money in 2021 and then on Thursday how to save money in 2021. For the last few weeks, I’ve been doing research, looking for trends, listening to forecasts and trying to figure out the best way we can make money in the next twelve months. Things are getting harder to predict these days but here are some ideas Homeschooling/Teaching Whether it’s by necessity or choice, I think more parents are going to be homeschooling their children in the coming years. Anyone that can help them, whether it be a…

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  • affiliate marketing,  Blogging

    Budget Smart Girl Vision Board Planner

    Yesterday I told you about vision boards and how to put one together. Lots of you contacted me for more ideas so I decided to put together a planner to help guide you. It’s now available in the Budget Smart Girl store and for the next couple of days it’s going to be on a special Christmas sale just for you. 50 cents. Yep, just 50 cents! It’s a planner for just about anyone but especially if you’re a blogger or have some sort of affiliate marketing program or thinking about being one or adding one next year. Here’s the link to the store- https://www.budgetsmartgirl.com/product/budget-smart-gir…on-board-planner/ 

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  • Business Talk,  FIRE Financial Independence, Retire Early

    Vision Boards-What Will December 2021 Reveal?

    Ever put together a vision board? I had what I call a makeshift one comprising of just a flimsy piece of cardboard for my writing and books. However, a few years ago, I got more serious about the whole vision board thing and purchased a notice board that I could actually hang on my office wall. Both the makeshift and the notice board have worked wonders for me. They not only help you do a little dreaming. (And remember what they say about if you can dream it then your half way there). The main reason I keep a vision board is to get and stay organized. I might add…

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  • Monday Motivation

    Monday Motivation-We All Start Somewhere

    It’s all too easy to look at other people’s success and think they achieved it overnight. Very few would tell you that’s true. As we head into 2021, think about all the steps you’ll need to take to achieve your own ‘overnight’ success story. On January 1st, put the first step into action.

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  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    2021-Make Your Dreams Come True

    What are your dreams for 2021? What do you want your life to look like in the new year? For the next week or so let’s sit down and work on our goals, dreams, call them what you like, for 2021. What is you what to achieve and why? Pay special attention to the why part of the question. Knowing your why can separate success from failure. It could be that you want to start a business so you can quit your job. Finally pay off some debt. Or even be more financially secure. Do you any ideas about how you’re going to take the first step? Maybe you need…

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  • Business Talk,  FIRE Financial Independence, Retire Early

    Setting Goals and Planning

    It’s December, did you achieve all you set out to do this year? 2020 has been a strange year. If it’s taught us one thing, it’s about planning and then if those plans don’t work out, having a back up one. Whether it be connected with your money and budget, or even looking for another way to make a living, planning and thinking ahead is more important than every before. I’ve decided to make that the focus of Budget Smart Girl as we move into 2021. Ways to plan, set goals and have lots of alternative things you can turn to if the unexpected happens. In Thursday’s post, I’ll be…

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