admin / July 12, 2018

Are You On Track With Your Financial Goals?

 

 

We’re almost mid-way through the financial summer makeover/challenge so how are you doing? Are you on track to meet the financial goals you set?

Here’s my update. I’ve been keeping track of money I spend and what I spend it on. It’s taught me a couple of things. One, there’s always room for improvement because even the most budget conscious of us will splurge once in a while. It’s human nature I guess, and yes, like a diet it’s sometimes a good thing because it stops you from going off the diet completely.

Second thing is that being accountable if only to myself, is improving my ability to be totally honest with myself about asking is this really a necessary buy?  I’ve stopped myself from buying a few things that didn’t fit into that category. Most of the things I’ve purchased in the last few weeks have been necessities and items I think will help the bottom line in my writing/coaching business.

If you’ve not given this exercise a try, do it and see what happens and leave a comment with your results.

Here’s the expense tracking sheet I’ve been using so feel free to print it out and use it for your own use-

DATE PAID TO METHOD DESCRIPTION CATEGORY AMOUNT
1-1-18 Something Grocery Store Visa Food items Groceries $172.79
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

 

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admin / July 6, 2018

Ways to Save with Amazon

Before I begin, a full disclosure, I recently signed up to be an Amazon associate which means I can earn affiliate fees if anyone clicks on or makes a purchase through one of the links I’m providing in this post… and actually that’s my first tip for saving and making money on Amazon is to become one of their associates.

Coupons

I never thought I’d find coupons on Amazon but yes, they have them and here’s a link (no, this isn’t one of the affiliate links). You can use them for lots of stuff and another way to shave off some money from your order.

https://www.amazon.com/Coupons

 

 

Prime Member and Prime Day

For years, I put off signing up for a Prime membership at Amazon thinking I’d never use any of the perks but I was wrong. I get free books, a way to watch shows and movies and avoid cable fees, 2 day shipping with no minimum order. I know in the long run I save money and they also have their Prime Day coming up with exclusive offers for Prime members. If you’re not already a member and want to give it a 30 day free trial here’s the link-

<a target=”_blank” href=”https://www.amazon.com/b?node=13887280011&ref_=assoc_tag_ph_1524210592968&_encoding=UTF8&camp=1789&creative=9325&linkCode=pf4&tag=susiep-20&linkId=9788a57d92ac3c4d88c21f9668407248″>Prime Day – Prime Membership $3 bounty</a><img src=”//ir-na.amazon-adsystem.com/e/ir?t=susiep-20&l=pf4&o=1″ width=”1″ height=”1″ border=”0″ alt=”” style=”border:none !important; margin:0px !important;” />

 

Prime Pantry

Another perk of membership is access to their Prime Pantry where you can get lower prices on food and household items. I have found some great deals on many items. Use this link and get $10 off orders of $40+ with trial

<a target=”_blank” href=”https://www.amazon.com/gp/pantry/info?ref_=assoc_tag_ph_1524210592962&_encoding=UTF8&camp=1789&creative=9325&linkCode=pf4&tag=susiep-20&linkId=b0b54c6ba01f700707336eb45c62489a”>Prime Day – Prime Pantry $3 bounty</a><img src=”//ir-na.amazon-adsystem.com/e/ir?t=susiep-20&l=pf4&o=1″ width=”1″ height=”1″ border=”0″ alt=”” style=”border:none !important; margin:0px !important;” />

 

Deep Discounts

I guess this says it all, use this link to a section that has items that are discounted-

<a target=”_blank” href=”https://www.amazon.com/b/?node=517808&ref_=assoc_tag_ph_1384415829728&_encoding=UTF8&camp=1789&creative=9325&linkCode=pf4&tag=susiep-20&linkId=e9b74e19c8a0a384882e47d89e86af83″>Shop Amazon Outlet – Clearance, Markdowns and Overstock Deals</a><img src=”//ir-na.amazon-adsystem.com/e/ir?t=susiep-20&l=pf4&o=1″ width=”1″ height=”1″ border=”0″ alt=”” style=”border:none !important; margin:0px !important;” />

 

Kindle Countdown Deals

If like me, you’re an avid reader, you know the cost of books can quickly eat into your budget. Check out the Kindle Countdown Deals where authors and publishers discount their books. I should also add that with Prime membership you get access to lots of books and magazines you can borrow and even a free first read each month. Here’s the link for the countdown deals-

<iframe src=”//rcm-na.amazon-adsystem.com/e/cm?o=1&p=14&l=ur1&category=kcdhol13&banner=01FGZ1BAFT2A4A7SSER2&f=ifr&linkID=48d0a1e31319fefe500b2e806e7662a6&t=susiep-20&tracking_id=susiep-20″ width=”160″ height=”600″ scrolling=”no” border=”0″ marginwidth=”0″ style=”border:none;” frameborder=”0″></iframe>

 

Amazon Fresh

And while I have tried this yet, I’m about to because it’s now available where I live. Groceries delivered to your door. Perfect for when you forget something and don’t want to head to a store to be tempted to buy more than you’d planned. Use this link to get $30 off your first order

<a target=”_blank” href=”https://www.amazon.com/fmc/offer?ref_=assoc_tag_ph_1524210592959&_encoding=UTF8&camp=1789&creative=9325&linkCode=pf4&tag=susiep-20&linkId=70b5fca5bdb3707d3a3403f90d31f9dd”>Prime Day – Amazon Fresh $5 bounty</a><img src=”//ir-na.amazon-adsystem.com/e/ir?t=susiep-20&l=pf4&o=1″ width=”1″ height=”1″ border=”0″ alt=”” style=”border:none !important; margin:0px !important;” />

Check out the new Budget Smart Girl Store Dismiss