We’re almost mid-way through the financial summer makeover/challenge so how are you doing? Are you on track to meet the financial goals you set? Here’s my update. I’ve been keeping track of money I spend and what I spend it on. It’s taught me a couple of things. One, there’s always room for improvement because even the most budget conscious of us will splurge once in a while. It’s human nature I guess, and yes, like a diet it’s sometimes a good thing because it stops you from going off the diet completely. Second thing is that being accountable if only to myself, is improving my ability to be totally…