• FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 28-Setting Goals

    We’re at the end of our 28 day Money Mindset Makeover Challenge. How did you do? Did you follow along with all 28 days? If you did, congratulations. We’ll be revisiting the challenge in June by doing a three month check in where you can access how well you’ve done and what you achieved and what you didn’t. So, for this last day, write down your goals for March, April and May. What do you want to achieve? What do you need to work on? Is it the saving side or the making money side of the equation? Are you going to even set an actual dollar amount…for example, I…

  • FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 27-Your Future

    Where do you see yourself financially in five years time, even ten? We’re almost at the end of this challenge so today, let’s write about our future self. What will your money situation look like in the future? Will you be spending less? Buying only things that fit into the need category rather than the want? Will you be a business owner? Will you have multiple streams of income? Will you have a nest egg or that rainy day fund? Start with the words I am and write about how you see your future financial life playing out.

  • FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 26- 5 Sites Worth Checking Out

    Yesterday, I told you about five books I think are worth checking out and today it’s web sites- The Dollar Stretcher I’ve been receiving e-mails from this site for…well, I can’t remember. It’s full of money saving tips- https://thedollarstretcher.com Wisebread Here’s another site I often check out https://www.wisebread.com/ Budget Girl This next one I discovered through YouTube (which by the way has lots of great videos from people who show you how to save money). https://budgetgirl.com/ Frugal Fit Mom And this is another one I stumbled upon through YouTube. https://frugalfitmom.net/ Rich Dad, Poor Dad And Rich Dad, Poor Dad was on my list of books and it also is on…

  • FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 25-Five Money Related Books

    One way to gain knowledge about money, both saving and making it, is through the pages of a book. I’ve read many over the years, some I’ve liked, some I didn’t think offered doable plans, but the five titles I’m about to share with you are have been on my bookshelf for many years and will probably remain there. In fact, I re-read them once year as a refresher course. Here they are and I hope you’ll check them out- Your Money or Your Life-Vicki Robin This one focus on changing the way you look at money and how when we buy things we’re really trading our life (hours, days…

  • FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 24- 5 Money Saving Sites

    Continuing with our money saving week. Here are five sites to check out that should help you with most of your money savings goals- This first one is an online calculator you can use to figure out all sorts of budget related things like savings, gas mileage…you name it. https://www.calculator.net/financial-calculator.html This next one is similar to the above but specifically keys in on mortgages. It lets you plug in the numbers and see how much you’ll pay for your mortgage and also how long it will take to pay for your home- https://www.amortization-calc.com/mortgage-calculator/ Ever wonder what’s the difference between accounts at certain banks or who is offering you the best…

  • FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 23-Five Tips for Saving Money

    We’re in the homestretch of this money challenge. Last week we focused on ways to make money and in this final week, it’s all about saving money. Yes, the reason I started this site way back in 2005. A lot has changed but saving money is more important than ever before. Whenever I was interviewed, one question I always got asked was do you have any money saving tips to share? Here are five of my favorites- Don’t Believe the Words Discount, Sale… Just because a company or store says something is on sale or deeply discounted, don’t take their word for it. Always check yourself. These days it’s easier…

  • FIRE Financial Independence, Retire Early,  working from home

    Money Mindset Makeover Challenge-Day 21-Passive Income

    My favorite income is passive income. Income that continues to travel into your bank account week after week, month after month, year after year without you doing anything. Well, I say anything, but that’s not quite the case. Passive income is about putting the work in first, sort of like upfront payment and then netting the rewards. It’s not often easy, in fact, it’s sometimes hard and you put in long hours. However, what keeps you going is the knowledge that once done, this piece of work is going to (hopefully), bring you money in the future. It could be a piece of artwork you sell on places like Etsy.…

  • FIRE Financial Independence, Retire Early,  Side Gigs,  Teaching and Coachig,  working from home,  writing

    Money Mindset Makeover Challenge-Day 20-Multiple Streams of Income

    You’ve heard the saying about not putting all your eggs in one basket. Some people apply that to their investments which is a great idea. Diversifying where your hard earned money is placed. For some that’s stocks, bonds, real estate, and commodities. If one market goes down, chances are the others will be strong and protect a portion of your assets. Another thing this saying can be applied to is how you make money. If all your money is coming from your full time job and you lose it, then what happens? 2020 taught us that things can change and change quickly. Sometimes we have no control over the change…

  • FIRE Financial Independence, Retire Early,  working from home,  writing

    Money Mindset Makeover Challenge-Day 19-Three More Side Gigs

    Have you found your perfect side gig yet? In the coming months, we’ll be going into more detail about all the side gigs I’ve listed during this challenge. Here are three more possible opportunities for side gigs you might enjoy. Once again, this one is a chance to put your knowledge to good use. It would also be perfect for teachers or anyone with teaching experience- https://www.studypool.com/ If you like words, have good typing skills check Rev which hires people to create captions- https://www.rev.com/freelancers/captions And finally, this one is for all the writers- Write & Get Paid – Listverse

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