• budget talk,  food

    Your budget Your Way

    Sometimes saving money and giving up those not so good for you snacks and treats can sometimes take the fun out of life. It’s also not much fun when you have to pinch the pennies to get of debt or fund your retirement. Sometimes it just seems like punishment and you end up asking yourself, why do it? I’m a big believer in rewards and tailoring things to fit you and your personality and that includes your approach to saving money. Here are some creative ways you can help take the pain out of sticking to a budget… It’s Your Budget Don’t go it alone… get your family or even…

  • budget talk

    Four Ways to Look Stylish on a Budget

    Just about everything is more expensive than it was just a few years ago and that includes clothing. However, you can still look stylish by following these four tips… Make a list Just like grocery shopping, make a list of what you need before you head to the store or go online. For example, new white blouse, black shoes etc. Also, make note of how much you’re willing to spend on each item. Tell yourself you’re going to stick to the list and budget. Discount Days Many stores have certain days where they offer discounts, especially for seniors. And no, you don’t have to even be 65 to score that…

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  • budget talk,  food,  Online Stores,  What's On Sale

    Is it a Good Buy?

    Can you tell the difference between a real good buy or just some company or store telling you it is? It’s easy to get sidetracked with end caps and those signs telling you buy me because I’m 20 percent off…but just for a short time so don’t be a loser by missing out. Here are five tips to help you determine what’s a good buy and not just marketing hype… Know the Value If you don’t know how much something is supposed to cost or what the regular price is for an item, then any sale telling you it’s 20% off looks like a bargain. Whenever you’re grocery shopping or…

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  • budget talk,  food

    The Money Saving Advantage to Making a Shopping List

    If you read my last post about saving money on groceries, you’ll remember one tip was to create a shopping list. I thought I’d do a follow up about the five main advantages of making one. They Help Keep You Focused The main purpose of having is it keeps you focused. Supermarkets (like everyone else are in business), exist to make money so your challenge is to keep to the basics. No thinking, that notice tells me it’s on sale so it must be a bargain. Or following the wonderful smell of baking bread and donuts making its way from the bakery, and you left the house without eating. Stay…

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