• budget talk,  Business Talk

    Money Challenge-Day Six-Compost

    Today’s challenge is about putting even more leftovers to good use. This time it’s your garden that can benefit. Do you have a compost bin yet? If not, think about buying or making one this spring? Compost is great for spreading around plants, especially vegetables that you’re growing yourself. The Internet has great sources on how to compost including what to add and what to leave out. Think of all the money you’ll save on fertilizer this year. ‘See’ you again tomorrow.

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  • budget talk

    Money Challenge-Day Five-Add to your Bookshelf

    It’s a simple challenge today. Being educated about your money, having a core knowledge of economies is key to being budget smart. Do you have any money related books on your bookshelf? If not go and find one. Either buy it or check it out from the library and yes, actually read it a few times. Some suggestions for books include https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474/ref=sr_1_1?crid=24GGL8DP2B13U&keywords=the+millionaire+next+door+book&qid=1645987216&sprefix=the+mill%2Caps%2C111&sr=8-1

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  • budget talk,  Business Talk

    Money Challenge-Day Four-Non-Food Leftovers

    Yesterday our challenge focused on food leftovers so today we’ll turn our attention to non-food leftovers. Empty jars, clothes that have seen better days, inner rolls of paper towels etc. Be of the mindset that everything can have a second life. Today take something that you’d usually just throw away and see what you can do with it. Maybe it’s something that you can use for storage and hence you’ll save money because you don’t have to buy storage jars. It could even be something you’ll make into a craft that you’ll one day sell for extra income. Today is your chance to think outside the box. ‘See’ you again…

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  • budget talk

    Get Ready for the March Challenge

    Are you ready for our Budget Smart Girl March challenge? It begins on March 1st and runs through the 31st. Yes, every day, weekends included. Each day I’ll be posting a challenge for you. To help you get ready here are some things you can do- Write down everything you’d like to buy in the next year. Write down all your skills and what you like to do the most. Write down your biggest challenge when it comes to money. Write down how much you’d like to have saved by March 2023. If money wasn’t an issue, what would you do with your life? Just some things to start thinking…

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  • budget talk,  Uncategorized

    Are You Ready for a Challenge?

    Do you like a challenge? How about a 31 day challenge? I’m currently creating a money makeover course that will be uploaded to BSG. While I’ve been working on it, I thought why not do a 31 day challenge. So during the month of March, I’ll be posting a different money related challenge right here at BSG. In the meantime, is there anything you’d like to see during the challenge? Struggling with some aspect of your budget? Having trouble finding money to put toward the rainy day fund? Let me know by leaving a comment or you can contact me at budgetsmartqueries@gmail.com.

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  • budget talk

    Regrow Your Vegetables and Fruit

    Did you know you can regrow some of the fruits and vegetables you buy? I love the idea that you can buy something once and use it multiple times. I saw a video about how you can grow more food from scraps of foods, like lettuce, celery and green onions. I recently gave it a try and purchased a book on the topic which I’ve listed below if you want to check it out. I bought a pack of three romaine lettuces, set them in water for about a week until some new roots grew then planted them in some potting soil and have kept them in a sunny location.…

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  • budget talk

    Can’t Find It or Can’t Afford It?

      Empty grocery shelves, rising prices… Just two problems we’re facing just about everywhere in the world. Savvy savers have always found ways around high prices and here are some tips- Don’t Be Loyal I know lots of people who will only buy one brand and if it goes up in price they’ll still buy it or if the store runs out, no way will they switch to another brand.  Savvy shoppers aren’t loyal to one brand. If brand A goes up in price, they won’t hesitate to switch to Brand B. The same goes for stores. Don’t be loyal if prices start to go up. Shop elsewhere. Know How…

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  • budget talk,  Business Talk,  FIRE Financial Independence, Retire Early

    New Year, New You

    Happy 2022 to you. This post is going to be one of those a little of that, and a little of this. I’ve had lots of companies contact me with information about ways to save money and beat inflation. I’m slowly sorting through them and will pick out anything I think is worth passing on to you. I’ve decided not to post our usual good things to buy this month because I’m switching that feature to the resource section and once that’s up and running I’ll give you the link. So, what’s on your to do list this year? One of mine must do’s is plan and plant a vegetable…

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  • Business Talk

    Happy Holidays

    It’s almost the end of 2021 and I’ll be taking a break but will be back posting January 5th. I’ll be making some changes to BSG in 2022. I’ve realized I have two types of subscribers and followers. Those who like posts about saving money and those who are either running businesses or what to and learn about earning more money. With that in mind, the posts on the site will be more in line with the old Budget Smart Girl posts while my newsletter subscribers will receive more news aimed at making money so if that interests you too, be sure to go to the web site www.budgetsmartgirl.com and…

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  • budget talk,  Business Talk,  FIRE Financial Independence, Retire Early

    Possible Budget Smart Girl Marketplace

    We’re almost half way through summer. Maybe where you’re at it’s half way through winter. How is your year going so far? Have you met all your goals or are you planning more for the fourth quarter? As you know, I’ve been thinking about new business ideas and what I want to do next. Posting to all my sites is getting tough because it takes so much time and doesn’t really yield the results I want to see. I have a long list of ideas and ways I want to take these sites in new directions. One idea for BSG is to turn it into more of a marketplace to…

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