• budget talk

    Money Challenge-Day 30-Budget Planner

    Get yourself a budget planner. Yes, another shameless self-promotion. I just created a Budget Smart Girl budget planner, head the store by clicking on this link https://www.budgetsmartgirl.com/product/budget-smart-girl-budget-planner/  or if you want a physical copy , head to Amazonhttps://www.amazon.com/dp/B09W48J6XK/ref=sr_1_1?crid=3CFMHUE1BAJ8D&keywords=budget+smart+girl%27s+budget+planner&qid=1647960622&s=books&sprefix=budget+smart+girl%27s+budget+planner%2Cstripbooks%2C95&sr=1-1

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  • budget talk

    Money Challenge Day 16-Halfway Point

    It’s Day 16 and did you know we’re halfway through the challenge. What have you learned about your money habits so far? Are you surprised by anything? Are you already looking at money and budgets differently?

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    Money Challenge Day 15-Something Different

    I t’s Day 15 and Week Three of the Money Challenge. Today’s challenge is about doing things differently. Think about something you always do that could be costing you money. For example, do you go to a coffee shop every day for coffee? Today, try making your own.

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    Money Challenge-Day 14

    Remember your want and needs lists from earlier in this challenge. Take one of your needs and do research on prices. Who has the best deal? Learn to research before you buy.

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    Money Challenge- Day 12-Memberships

    This challenge focuses on memberships. Do you have a reoccurring membership you’re paying for but never use or only use once a year. Take a look and cancel if necessary.

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    Money Challenge-Day 11-Food Sites

    Today is about cookbooks and food sites that are focused on budget meals. Try and find some to bookmark or put on your bookshelf. Here are two sites to get started- https://www.budgetbytes.com/ https://goodcheapeats.com/

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  • budget talk

    Money Challenge-Day 10-Credit Cards

    Do you have a credit card? I think they’re fine to have as long as you pay off your debt each month. You seem to have one to do just about anything like book a car rental or hotel room so it’s a great idea to pick one that has some type of perk like cash back bonuses or points you earn toward travel. Note here don’t use it just to get those perks.

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    Money Challenge-Day 9-Savings

    It’s Day 9 and this challenge is all about starting or adding to a savings account. Go check out what is the best account for you. Do you have to keep a certain amount of money in the account for it to be free or do they charge a fee? Also, check out the rate they’ll give you to park your money with them. Here are a few sites to help get you started- https://www.bankrate.com/banking/savings/rates/ https://www.forbes.com/advisor/banking/best-online-savings-accounts/

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