Money Mindset Makeover Challenge-Day 10-Your Three Month Budget

Let’s Make a Budget.

Are you ready to commit to a three month budget plan?

We’ve got a lot of things now in place. We’ve looked at money coming in and money going out. We’ve also looked at temptations and things that might trigger them.

So, now it’s time to put all this information to good use. We’re going to set up a three month budget plan.

Why three months? Why not a year?

I think three months is the ideal way to give a budget a test run. To see what works, what doesn’t and figure out any adjustments that need to be made.

We’ll do a monthly check in and then an overall recap in June.

Today, sit and work on your three month plan.

What does each month look like?

Write March, April and May at the top of three separate sheets of paper or use something like Excel.

Write what’s going out each month.

What’s coming in?

Any one time payments due in any of those months. For example, membership renewal, car tax, etc.

Now at the bottom answer the following-

How do you plan to increase the amount that’s coming in?

Is it by cutting down or cutting out certain things or trying to earn more money?

(We’ll be focusing more on these in the second half of the challenge).

Keep your budget sheets (or file) handy and remember to do a monthly check in so you can make adjustments along the way.

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