• Money Motivation

    Money Motivation-How Do You Spend Your Time?

    The one thing that makes both rich and poor equal is that both have the same 24 hours a day. Sometimes people get rich because they use those 24 hours more wisely. It could be researching a business idea, looking for ways to invest, etc. Your task this week is to track your time and what you do? Is any of it wasted like watching too much TV or spending time on social media sites? And how would that time be better spent?

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  • budget talk

    Frugal is Trendy

    Frugal is the new in thing. We, budget smart girls have known that for a long time. Budget Smart Girl’s been around since 2005 and before that it was The Budget Smart Girl’s Guide to the Universe and Eating Well on a Budget. We’ve been through recessions and tough times before, we’ve weathered the storm and now once again frugal is trendy, it’s the in thing. Traffic to this site has picked up tremendously in the last month or so, which tells me that people are looking for ways to save money. As I work on the new Budget Smart course I thought it would be fun to share with…

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  • Money Motivation

    Money Motivation-Visit Your Library

    Welcome to the new Monday Motivation which is now called Money Motivation. This year will focus on money tips to get you motivated for the week ahead. This first tip is about using your local library, it’s a great resource for not only books…yes, ones you can learn about money, but you can rent movies, CDs get advice about local resources and some even hold classes. If you haven’t already got one, your task this week is to go and get your library card.

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  • budget talk,  Business Talk

    It’s Almost 2024

    Tomorrow it’s the first day of winter…or summer depending on where you live. 2023 seems to have rushed by. I didn’t post as often as I’d planned or wished because I had a big project to work on. That’s behind me now so I can focus on this site and my other business ventures. One being the Budget Smart course…in fact, I already started on the outline. I’ll fill you in more about the project as it progresses. I hope to post more money saving and making making tips here, at least once, maybe twice a week. Outside of the site, I’ll be teaching 15 writing classes…e-mail me at writerslifeblog@gmail.com…

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  • budget talk,  What's On Sale

    Black Friday Sale

    Hope you all had a wonderful Thanksgiving. Now it’s time for the sales. Budget Smart Girl is having a sale from today through the end of Cyber Monday. 25% off everything in the store. You can pick up a budget planner, gardening planner, self care kit, vision planner…as much as you want. Use coupon code BSG23 on checkout. And if like me you’re an author, coach, self publisher you might be interested in the Super Author Bundle. To tell you the truth, I’m seeing one too many bundles and lots are full of low value stuff but this one caught my attention and I agreed to take part and contribute…

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  • budget talk

    High Prices Getting You Down?

    Shopping can give you a bad case of sticker shock and if high prices are getting you down, here are five things you can do to help- Are high prices getting you down? Don’t Be Loyal One of the key traits of being budget smart is you’re never loyal to a brand, store or company. If another supermarket has a better deal, head there. Your favorite dishwasher liquid gone up in price? Find another one…you might even love it more. Do Your Homework Before you buy anything, do some research which is easier than ever now we have the Internet. Don’t just hand over your money believing the store is…

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  • budget talk,  Business Talk

    Budget Smart Makeover

    I hope your summer (or winter) has been fun and money saving. I’m currently updating the site by working through each of the posts, articles, and interviews and it’s taking me longer than I thought because there are over 800 of them. What I’m basically doing is removing anything that’s no longer relevant, removing links that no longer work and adding tags and putting everything into categories. If you haven’t looked at the archives, I encourage you to do so because lots of articles and tips can be helpful in today’s economy. I’m also planning and working on a self-paced course to teach you how to save money. I’m not…

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