• FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 10-Your Three Month Budget

    Are you ready to commit to a three month budget plan? We’ve got a lot of things now in place. We’ve looked at money coming in and money going out. We’ve also looked at temptations and things that might trigger them. So, now it’s time to put all this information to good use. We’re going to set up a three month budget plan. Why three months? Why not a year? I think three months is the ideal way to give a budget a test run. To see what works, what doesn’t and figure out any adjustments that need to be made. We’ll do a monthly check in and then an…

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  • FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge Day 5-Do You Really Need It?

    Do you really need it? That’s the question we’re asking ourselves on day 5 of our month long challenge. We’ve looked at net worth, assets and liabilities. We also looked at monthly income and what’s being spent each month. Just doing these things can be either a surprise or a shock. Either way we all have things on our items on things I spend money on list that can be overhauled or better yet, eliminated. Look through the list and be brutally honest with yourself. Are there some things or services that can be cut? Cable TV…how many channels do you actually watch? Gym memberships…when was the last time you…

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  • budget talk

    The Budget Smart Girl’s Guide to Wine

    There’s nothing that says luxury and the good life more than sitting down on the patio and sipping a glass of good wine on a hot summer’s evening. I used to think that being a Budget Smart Girl meant that I’d either have to forgo this one little pleasure, or be forced to buy a wine that wasn’t that great. However, as the philosophy of the Budget Smart Girl’s lifestyle is to have luxury but at your own price, I did some research and happy to say you can enjoy a great glass of wine at a Budget Smart price, and here’s how- Don’t Always Look at the Price Here…

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