• FIRE Financial Independence, Retire Early,  What's On Sale

    Don’t Throw Them Away

    I love getting as much use out of stuff I buy as I can. My motto is nothing’s a waste of money if you use it wisely. You wouldn’t think vegetables fit into that category but they do. Each time I prepare a vegetable I keep the trimmings and pieces I don’t use in the recipe or meal. I use a freezer bag to put things like carrot peelings, onion roots, ‘ribs’ of kale, and anything that’s a little bruised into it. At the end of the week, I put them into a large pan, add water, a couple of bay leaves, some peppercorns and bring it to boil, then…

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  • FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 23-Five Tips for Saving Money

    We’re in the homestretch of this money challenge. Last week we focused on ways to make money and in this final week, it’s all about saving money. Yes, the reason I started this site way back in 2005. A lot has changed but saving money is more important than ever before. Whenever I was interviewed, one question I always got asked was do you have any money saving tips to share? Here are five of my favorites- Don’t Believe the Words Discount, Sale… Just because a company or store says something is on sale or deeply discounted, don’t take their word for it. Always check yourself. These days it’s easier…

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  • FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 10-Your Three Month Budget

    Are you ready to commit to a three month budget plan? We’ve got a lot of things now in place. We’ve looked at money coming in and money going out. We’ve also looked at temptations and things that might trigger them. So, now it’s time to put all this information to good use. We’re going to set up a three month budget plan. Why three months? Why not a year? I think three months is the ideal way to give a budget a test run. To see what works, what doesn’t and figure out any adjustments that need to be made. We’ll do a monthly check in and then an…

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  • Business Talk,  FIRE Financial Independence, Retire Early

    Saving Money in 2021

    What steps did you take in 2020 to save money? As we approach the end of the year, now is a great time to take a look back and see how well you did with sticking with a budget. Didn’t have one, or had one and didn’t stay with it? My motto is if you fail the first time, the great thing is there’s always tomorrow and another chance. Here are some things to think about in 2021 Getting Rid of Stuff You Don’t Use I’m not talking about the treadmill you use once in a blue moon…although you could sell it and stash the money away for emergencies. I’m…

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  • Business Talk,  FIRE Financial Independence, Retire Early

    One Piece of the Financial Freedom Pie-Cutting Expenses

    There’s earning more money, saving more money, and another piece of the financial freedom pie is all about cutting expenses. I probably don’t have to tell you that things have gotten more expensive this year. Don’t know about you, but each time I open a bill, like one from a utility company, a piece of paper drifts to the floor. It’s the one saying they’ll be raising their rates later this year. And it’s not just energy costs. Just the other day, I went online to order some of my favorite green tea (it’s my mid-morning pick me up), and had to blink three times just to make sure I…

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  • Uncategorized

    Going Green Means Saving Green

    Earth Day is this Saturday and here are five easy ways I’ve found to go green and save money at the same time-     Showers You can buy low water flow shower heads or even buy adapters to go on your current one. Neither are that expensive and if you’re think the water will just dribble out of the showerhead, you’d be surprised how the new versions are so good that you hardly notice the difference.       Dirty Laundry Where I live, putting laundry outside to dry isn’t something I can do year round but when the temperature heats up a great way to save money on electricity (and your…

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