• budget talk

    Money Saving Tip-Research Now, Buy Later

    Don’t wait until something major happens like a stove that stops working or a leaking water heater to go shopping for a replacement. Think ahead, have some emergency money set aside and do research on what’s a good buy and what’s not. When we’re forced to buy something that’s when we make a panic buy and end up not only paying more but purchasing something we don’t really like or want.

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  • budget talk,  What's On Sale

    Money Saving Tip-A Win-Win Situation

    If you haven’t shopped at a consignment store then you’re missing out on some of the biggest bargains. Everything from clothes to furniture. I’ve found designer jackets and dresses for less than $10. Household appliances that look like they’ve never been used…in fact, a few have still been in sealed boxes which I’m guessing indicates it was an impulse buy for someone or an unwanted gift. They also offer you the opportunity to make money too. Have a dress you bought for a wedding and now it’s just hanging in the closet? Have a bread maker that you purchased with the intent of making fresh bread every day but it…

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  • budget talk

    Money Saving Tip-Meal Plans

    Don’t have a plan? Sometimes that can cost you money. Begin each week or grocery tip with planning what you’ll eat for the next 7 days. You’ll prevent overbuying and throwing random things into your cart and you can even plan future meals by using leftovers and similar ingredients. For example, use half a chicken for one meal, and the other half for another. Use leftover lemons to make homemade lemonade.

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  • budget talk

    Money Saving Tip-Don’t Have it, Don’t Panic

    How many times have you been making a dish, cooking dinner and thought, I don’t have such and such ingredient, I need to go buy it? Sometimes, it’s an ingredient you don’t use often or will never use again. Oftentimes, it’s something with a cheaper alternative. Things that come to mind are spices. and dairy products. Here’s a link to a site that offers a list of replacements for many of the things we rush out to buy. https://www.thespruceeats.com/ingredient-substitution-chart-3054056

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  • budget talk

    July Budget Smart Highlights

    Hope your summer (or winter), is going well. It’s hard to believe that it’s almost August. While I have achieved lots on my to do list, there’s still a lot I haven’t started to tackle. Two things I wanted to learn this year were making sourdough bread, did that, and finally, learn to use a pressure canner, got that achieved this month. Have any of you been growing vegetables this year? The weather’s been hot with little rain which has been a drawback, and what has been growing has been enjoyed by rabbits. Well, at least something got some tasty treats. Yesterday, I canned salsa. I like to think of…

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  • budget talk

    Money Saving Tip-Eat in Abundance

    Each month, check out what’s in abundance and plan meals around it. For example, this month, I’m seeing lots of berries, tomatoes, and cucumbers on sale. Another tip is to buy extra and preserve them for times when these items aren’t plentiful and therefore will cost more.

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  • budget talk

    Money Saving Tip-Don’t Forget Your Calculator

    Our money saving tip of the day is all about looking at unit pricing instead of the overall cost. In many supermarkets, you’ll see two tags pinned to the shelf underneath a product. One gives you the price, the other the price per ounce, per pound etc. With this information, you can compare products and see which offers you the best price. It’s great when that work is done for you but an easy way to make your own comparisons is to grab a calculator. I find myself doing that when I’m buying things on line. Is it a better buy to purchase the 2 pound bag of flour or…

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  • budget talk

    June Round-Up-Gardening and a Money Saving Podcast

    The end of June, and just like that, half the year gone. How is your year going so far? Met your goals, still have ones that you need to focus on? I began the month planting a garden, so far things are looking good. I’ve also done a lot of canning. I made jams, and for the first time, tried pressure canning. Speaking of which, I purchased a digital pressure canner because I thought it was the best place to start the whole pressure canning experience. I was thinking about doing a review of products here at Budget Smart Girl, but then thought about my cooking site…I’m ashamed to say…

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  • budget talk,  Business Talk

    Moneysaving Tip-Grab a Notebook

    I’m getting lots of requests for moneysaving tips so I thought I’d begin a new category Moneysaving Tip. If you’re new to the site, it is full of money saving articles, tips, and recipes so take a look through the archives and feel free to share the links with others who might be looking for tips. Now to this tip. Here’s something you should be doing all the time but it’s even more vital now as prices go up or at least fluctuate, and that’s a getting a notebook and writing down the prices of things you buy on a regular basis. That way you don’t have to rely on…

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  • budget talk,  Business Talk,  FIRE Financial Independence, Retire Early

    What’s Next?

    I hope you enjoyed the Money Challenge last month. Did you learn anything new? Figure out what sort of business you’d like to start? A new way to save money?. I’d love to hear what you thought about the challenge. So, what’s next? Lots of you have told me you’d like to see a making money challenge. I’m in the planning process and will keep you updated. I’m also working on a couple of products keyed toward saving money. Next month, I’ll be taking part in another Toolbox kit. In fact, the product I’m including is my brand new Content Creation Machine. If you’d like to buy it now, here’s…

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