• Business Talk,  working from home

    Meet Maria Silvo Founder of Artsy Challenge

    I’d like to introduce you to a fellow entrepreneur who just launched a new business. Please say hello to Maria Silvo. She kindly agreed to an interview and has shared so many wonderful tips for running a business that I know you’re going to learn a lot from her. Budget Smart Girl (BSG)-Tell us about yourself and what prompted you to work from home. Maria Silvo (MS)-I am a creative entrepreneur who stayed home since 2007 when my three kids then aged 2, 5, and 7 were better off with me taking care of them. In Canada, day care services is expensive, and so is hiring a nanny. Working to…

  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    Should Your Business Come Before Your Life?

    I have a friend, Angela Wills, who started a services-based business and quit her job to pursue it. Within a few months she was overwhelmed, overworked and just plain burnt out. Angela told me she had actually been sitting at her computer for so many hours per day that her muscles had started to atrophy. It was embarrassing and she knew she needed to change. That was in 2007. Angela stopped working for clients in 2012. She declared total lifestyle freedom at that time! She has spent the last 8 years working entirely on what she wants, for who she wants, where she wants and when she wants. Her whims…

  • Friday Ramblings

    Friday Ramblings-Free Book Covers

    I’m using my ‘outside office’ to write this. Outside office translates into deck. I’m making the most of the just right temperature before tomorrow when there’s a heat advisory. High heat combined with humidity isn’t my thing so I make the most of the great outdoors while I can. It’s been a week of doing this and doing that. I’m taking part in a few more upcoming bundle giveaways, so I’ve been planning out those. I’m also close to finishing a new product for the BSG store. I’ll give you a hint, it’s for bloggers. I just signed up to become an affiliate for Maria Silvo’s newly created site Artsy…

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  • Friday Ramblings

    Friday Ramblings-All Work and No Play

    I t’s a holiday weekend which means it’s time to take a rest. When you work for yourself it’s all too easy to watch others go play while you’re stuck in front of a computer screen. Even waving to everyone splashing around in the water while you balance a laptop on your knees. I’m a self confessed workalcoholic and sometimes that leads to burnout when you actually become less productive. So, let’s use this holiday weekend, to relax. Learn to take a step back from work and promise yourself you’ll do it at least once a month. I promise you you’ll feel better and more focused when you get back…

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  • Business Talk,  Teaching and Coachig

    Finding the Right Coach

    Coaches…these days, it seems like everyone has either a coach or is a coach. Some people even fit into both categories. When I started writing, I always thought wouldn’t it be great to have someone show me how it’s done. I never found that person and it was one of the reasons I decided to coach aspiring writers. Just about every profession has a coach, writing, art, business, and yes, the life coach. They’re popping up everywhere and you might even be thinking about hiring one. Here are some of my tips for finding the perfect match for your needs- What’s Their Background? I’m seeing more people hang out their…

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  • Friday Ramblings

    Friday Ramblings-New Month, New Goals

    Did you meet all your goals for April? These are disruptive, strange times for most of us, and setting goals and meeting them is often the last thing you think about. Or maybe it’s the first thing. I’ve been getting e-mails from lots of people who want to start their own business now that their jobs are no more. People who want more of solid financial base to build upon for times just like these. I also got e-mails from people who have been reading BSG since day one when I offered money saving tips. If you’re new here, check out the archives and you’ll find lots of articles about…

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  • Friday Ramblings

    Friday Ramblings-One For the History Books

    Hope you are all safe and well on this last Friday of March. It’s been quite a month, hasn’t it? I think it will definitely be one for the history books. So, craziness in our world aside, what did you achieve this March? I’ve been reading about people in my local area who have had to close their stores, calls from potential clients aren’t coming in like they’d hope, and lots of people wonder if they have enough savings to last until things go back to normal. These are all reminders that everyone needs a rainy day fund and something to fall back onto because we never know when something…

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  • Online Stores

    Opening an Online Store

    Thinking about opening an online store? The great thing about the Internet is it not only makes buying more convenient, it makes selling items a breeze. Years ago, if you wanted to open a store you had to find a brick and mortar building to lease or buy, and then remodel, stock it…yeah, a pain in the you know what. Now with the click of a mouse, you can open your store for not only local people to visit, but the world too. I’m making it all sound, easy, wonderful, yes, rose colored glasses sort of thing, but this ease actually becomes it’s downside. Yes, everyone in the world can…

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