• budget talk

    Pantry Challenge-Using What You Have

    I’ve always thought of food as a great investment. Having food on hand not only helps on days when you haven’t got time to cook but essential in times of emergencies like when the power goes out or even when you lose your job. Let’s use February as a way to take a pantry challenge. Maybe you have one item on the shelf or maybe you have cans stacked to the rafters. Let’s build a pantry, organize it, and yes, use it as a financial investment too. For this first step of the challenge, make a list of what you have on hand right now. For example, three cans of…

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  • budget talk,  food

    CHEESE & CORN QUESADILLAS

    When money is really tight here’s a recipe that uses ingredients you might have sitting in your fridge and pantry… What you’ll need- 4 (10-in.) flour tortillas 1 can (15-oz.) corn, drained 1-1/2 cups shredded Monterey Jack cheese or cheese of your choice 2 medium tomatoes, seeded and diced Preheat oven to 350°F. Spray two baking sheets with vegetable cooking spray. Place the tortillas on prepared baking sheets. Sprinkle each tortilla with corn, cheese and tomatoes. Bake the tortillas for five minutes or until cheese begins to melt and tortilla is still pliable. Fold the tortilla in half, turn it over and bake for about another five minutes. You can…

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  • budget talk,  food

    Speedy Chicken Curry

    Here’s a recipe to try when chicken’s on sale. If you want to reduce the cost of making this dish even more, try using chicken thighs. Lots of supermarkets have deals on skinless and boneless chicken thighs. Sometimes it makes for a tastier dish for less and I always use them for curries and pot pies. Here’s what you’ll need- 2 teaspoons brown sugar 2 teaspoons curry powder 1/2 teaspoon dry mustard 1/4 teaspoon pepper 4 boneless chicken breast halves, cut in bite-size pieces 14.5 ounce can chicken broth or if you have homemade on hand, you’ll need about 1-3/4 cups 1 1/2 cups orange juice 1 1/4 cups long…

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  • budget talk,  food

    Budget Supper-GROUND BEEF STROGANOFF

    Here’s another budget friendly recipe that uses items that you might have in your pantry. As with all recipes use what you have and what you can afford. Look for ground beef when it’s on sale and also specials on thing like mushroom soup. You can even use canned mushrooms. Lastly, if you don’t have beef broth, water works just as well. You can eat it as is or serve it with rice, noodles or even mashed potatoes. What you’ll need- 1 lb. ground beef 1/2 cup chopped onion 1/2 cup chopped mushrooms 1 can condensed cream of mushroom soup 1/4 cup water or beef broth 1/2 cup sour cream…

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  • budget talk,  food

    Budget Meals-Oatmeal

    As requested, I’m going to be be posting more budget meal recipes, and as they say breakfast is the most important meal of the day, let’s start with a favorite that won’t break the budget and that’s oatmeal. What you’ll need… 2¼ cups water Pinch of salt 1 cup old fashioned oats ½ tsp cinnamon ½ cup raisins or dried cranberries ¼ cup chopped walnuts or almonds Milk and sweetener of your choice In a small saucepan, combine the water and salt in a small and heat on medium high. Once the water is boiling, turn the heat to low and at the oats. Stir and cook until all the…

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  • Uncategorized,  What's On Sale

    Holiday Wishes

    Another year is almost over. I hope it’s been a good one for you. Budget Smart Girl and its sister site, My Worthy Penny, has been gaining lots more views in the last few months so I’m guessing budgets and saving money are on people’s minds again. I hope to make both sites a priority focus in 2026. Is there anything in particular you’d like to see or learn about? I thought I’d get rid of the What’s On Sale monthly feature as the same things are actually on sale every year so it seems like I’m repeating myself. Would you prefer to see bargain buys…specific things that are on…

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  • budget talk,  food

    December Good Buys

    It’s the last month of the year and let’s see what’s a good buy for December… In the produce department look for good deals on Meyer lemons Kiwi Oranges Tangerines Beets Winter Squash Brussels sprouts Carrots Sweet potatoes Cranberries Pears Always check out deals on items that people need to make cookies and other holiday goodies such as flour, sugar, chocolate chips, cream cheese etc. Also, if you like candles, you can find some great deals this time of the year and after the holidays look for discounts on all things Christmas, wrapping paper, cards, gift bags, gift cards. Buy now and save money next holiday. Also, as we head…

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  • budget talk,  Business Talk

    My Worthy Penny-Freebies

    Have you checked out Budget Smart Girl’s sister site yet? It’s called My Worthy Penny and it, like, Budget Smart Girl is all about saving and making money to order to save for a rainy day and even get out of debt. There’s a subscriber list you can sign up to and you’ll receive an email from me at least once a week. It’s a great way for me to communicate with you, tell you about deals and offers, new products and what’s coming up soon…and yes, there’s lots of new things I have planned for 2026. I’m changing the platform that I use for email delivery so the freebies…

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  • budget talk,  What's On Sale

    November Good Buys

    It’s hard to believe but on Saturday it’s November. Colder weather, Thanksgiving and yes, you can find bargains on many items as stores try to compete with one another for your hard-earned money. If you have some extra cash in your budget this month then it’s a good time to buy two of something and store it for use in 2026 and beyond. Things like flour…yes, it freezes great. Canned foods like greens beans. I always say as long as it’s something you use and something that you eat often, stocking up is never a waste of money. And of course, there are plenty of fresh items that will be…

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  • budget talk,  What's On Sale

    Good Buys for October

    Can you believe it’s October already. Here are produce items to look out for this month. Beets Broccoli Cabbage Brussel’s sprouts Cabbage Carrots Cauliflower Swiss Chard Kale Parsnips Pumpkins Sweet Potatoes Squash Apples Cranberries Pears In the non-food item category, Look out for the very last of those summer sales, clothes, camping gear, patio furniture…yes, some stores have a few items still sitting around and good news is they’ll be eager to get rid of them so you might find a bargain or two. Some Halloween candy might be on sale prior to the 31st. Also check out deals on Jeans and mattresses usually go on sale around this time…

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