• Business Talk,  working from home

    Where to Stash Your Rainy Day Fund

    You’ve heard me mention my maternal grandmother many times here at BSG. She’s one of my money mentors. She was widowed at 50 and was an independent woman who believed in taking care of everything (including all things financial), her way. (Stubborn is often what my mom called her). One of the many things she taught me was to have money to fall back on, the rainy day fund, that emergency fund I talked about last week. She was the one who took me to open my very first savings account at the ripe old age of eight. She deposited money to open the account and then told me when…

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  • FIRE Financial Independence, Retire Early

    Deciding Why You Want to Gain Financial Freedom

    Financial freedom is the end goal but why do you want it? Last week we talked about FIRE. I know many of you read and follow these posts because financial freedom is your end goal. Let’s talk about the many ways you can get there. And yes, sorry financial freedom seekers, there’s some sacrifice and hardship along the way. When I coach writing students I always begin with this question… Why do you want to write a book? Each person’s answer is unique to them. We all have different reasons and motives for wanting to do something. So, take a few minutes and think about why you want to achieve…

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  • Business Talk,  FIRE Financial Independence, Retire Early

    Let’s Start Talking About FIRE

    Fire, no, not the type you use to keep warm or start to cook food, but FIRE otherwise know as Financial Independence, Retire Early. One or both of those things might sound good to you. I’m probably not going to go with the Retire Early part, but I’ve always loved the idea of financial independence. Yes, even before it became a catchphrase. The having enough money as not to be dependent on something else be it a person or otherwise for your everyday needs and long term survival. Never having to worry about losing your job because you’ve got enough saved to tide you over until another one comes along.…

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  • Business Talk,  Side Gigs,  working from home

    Money Master Challenge and a Free Gift

    The key to financial freedom is being smart with your money. We all have our Achilles’ heel when it comes to budgets and managing our financial future. I was excited to see that Angela over at Laptop YOUniversity is offering another Money Master Challenge starting on August 3rd.  Over the course of 21 days you can take the money challenge which will help put you on the right track with regards to your money, your relationship with it, not only today but in the future too. I took the first challenge and have to admit, I raised my hand and said, yes, that’s me, I’m making those mistakes to many…

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  • Business Talk,  working from home

    Do You Want Control Over Your Future?

    Have you ever wondered what it would be like never worry about losing your job? Dreaming about being in control of your own destiny? Not having to work more hours each week for the same amount of money? Twenty years ago, fate sort of intervened in my life and I was forced to quit my job. I was scared, I had a mortgage and car payment, and not to mention, there was food to buy. In my heart, I knew working for someone else was something I never wanted to do again. I won’t tell you it was an easy transition into self-employment because I’d be lying. However, everything worthwhile…

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  • Business Talk,  Wednesday Interviews

    Angela Wills-Founder of Laptop University

    I’m really excited to share this interview with Angela Wills with you today. Some of you might already know about her but in case you don’t, she’s the founder of Laptop University. I can’t remember exactly how I heard about it but I’m happy that I did. I joined as a member late last year and although, I have to admit. I’ve not dived into all the goodies membership has to offer, I’ve taken some of the member only classes and it gave me the incentive and kick up the you know what to re-brand this site, try to grow a list, and make things happen so I have another…

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