• Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    2021-Make Your Dreams Come True

    What are your dreams for 2021? What do you want your life to look like in the new year? For the next week or so let’s sit down and work on our goals, dreams, call them what you like, for 2021. What is you what to achieve and why? Pay special attention to the why part of the question. Knowing your why can separate success from failure. It could be that you want to start a business so you can quit your job. Finally pay off some debt. Or even be more financially secure. Do you any ideas about how you’re going to take the first step? Maybe you need…

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  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    Places to Learn New Skills

    Are you ready for the Learn Something New Every Day challenge that kicks off November 1st? By now you should have some idea of some of the new skills you want to attain over the course of 30 days. It could be something that saves you money like learning to sew or can. Or makes you money, like learning how to write more engaging blog posts. In case you’re still haven’t figured out what you wan to learn, or even where to go to learn your new skill, here are my top five favorites sites I use all the time when I need to figure out how to do something.…

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  • Business Talk,  FIRE Financial Independence, Retire Early

    One Piece of the Financial Freedom Pie-Cutting Expenses

    There’s earning more money, saving more money, and another piece of the financial freedom pie is all about cutting expenses. I probably don’t have to tell you that things have gotten more expensive this year. Don’t know about you, but each time I open a bill, like one from a utility company, a piece of paper drifts to the floor. It’s the one saying they’ll be raising their rates later this year. And it’s not just energy costs. Just the other day, I went online to order some of my favorite green tea (it’s my mid-morning pick me up), and had to blink three times just to make sure I…

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  • Monday Motivation

    Monday Motivation-Learn From Past Mistakes

    We all make mistakes in life, in business, but successful people use them as a learning tool. Don’t let past mistakes hold you back or prevent you from trying again. Tell yourself you’ll succeed this time around.

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  • Business Talk,  working from home

    Where to Stash Your Rainy Day Fund

    You’ve heard me mention my maternal grandmother many times here at BSG. She’s one of my money mentors. She was widowed at 50 and was an independent woman who believed in taking care of everything (including all things financial), her way. (Stubborn is often what my mom called her). One of the many things she taught me was to have money to fall back on, the rainy day fund, that emergency fund I talked about last week. She was the one who took me to open my very first savings account at the ripe old age of eight. She deposited money to open the account and then told me when…

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  • FIRE Financial Independence, Retire Early

    Deciding Why You Want to Gain Financial Freedom

    Financial freedom is the end goal but why do you want it? Last week we talked about FIRE. I know many of you read and follow these posts because financial freedom is your end goal. Let’s talk about the many ways you can get there. And yes, sorry financial freedom seekers, there’s some sacrifice and hardship along the way. When I coach writing students I always begin with this question… Why do you want to write a book? Each person’s answer is unique to them. We all have different reasons and motives for wanting to do something. So, take a few minutes and think about why you want to achieve…

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  • Business Talk,  FIRE Financial Independence, Retire Early

    Let’s Start Talking About FIRE

    Fire, no, not the type you use to keep warm or start to cook food, but FIRE otherwise know as Financial Independence, Retire Early. One or both of those things might sound good to you. I’m probably not going to go with the Retire Early part, but I’ve always loved the idea of financial independence. Yes, even before it became a catchphrase. The having enough money as not to be dependent on something else be it a person or otherwise for your everyday needs and long term survival. Never having to worry about losing your job because you’ve got enough saved to tide you over until another one comes along.…

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