• Friday Ramblings

    Friday Round-Up-Translations and a New Book

    Hard to believe it’s almost April. Do you feel that some weeks fly by faster than others? I think if you’re busy then the week is gone before you realize it. I got more of my books translated and they’re now in the process of being published and sent to various platforms. I also got my complete manuscript checklist product finished and loaded to my store. It’s a run down of checklists that apply to all things writing a novel, character, plot, dialogue… and takes you through a series of questions to ask yourself. I like to think of it as having a writing mentor go through your manuscript with…

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  • FIRE Financial Independence, Retire Early,  What's On Sale

    Don’t Throw Them Away

    I love getting as much use out of stuff I buy as I can. My motto is nothing’s a waste of money if you use it wisely. You wouldn’t think vegetables fit into that category but they do. Each time I prepare a vegetable I keep the trimmings and pieces I don’t use in the recipe or meal. I use a freezer bag to put things like carrot peelings, onion roots, ‘ribs’ of kale, and anything that’s a little bruised into it. At the end of the week, I put them into a large pan, add water, a couple of bay leaves, some peppercorns and bring it to boil, then…

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  • FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 28-Setting Goals

    We’re at the end of our 28 day Money Mindset Makeover Challenge. How did you do? Did you follow along with all 28 days? If you did, congratulations. We’ll be revisiting the challenge in June by doing a three month check in where you can access how well you’ve done and what you achieved and what you didn’t. So, for this last day, write down your goals for March, April and May. What do you want to achieve? What do you need to work on? Is it the saving side or the making money side of the equation? Are you going to even set an actual dollar amount…for example, I…

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  • FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 27-Your Future

    Where do you see yourself financially in five years time, even ten? We’re almost at the end of this challenge so today, let’s write about our future self. What will your money situation look like in the future? Will you be spending less? Buying only things that fit into the need category rather than the want? Will you be a business owner? Will you have multiple streams of income? Will you have a nest egg or that rainy day fund? Start with the words I am and write about how you see your future financial life playing out.

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  • FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 24- 5 Money Saving Sites

    Continuing with our money saving week. Here are five sites to check out that should help you with most of your money savings goals- This first one is an online calculator you can use to figure out all sorts of budget related things like savings, gas mileage…you name it. https://www.calculator.net/financial-calculator.html This next one is similar to the above but specifically keys in on mortgages. It lets you plug in the numbers and see how much you’ll pay for your mortgage and also how long it will take to pay for your home- https://www.amortization-calc.com/mortgage-calculator/ Ever wonder what’s the difference between accounts at certain banks or who is offering you the best…

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  • FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 23-Five Tips for Saving Money

    We’re in the homestretch of this money challenge. Last week we focused on ways to make money and in this final week, it’s all about saving money. Yes, the reason I started this site way back in 2005. A lot has changed but saving money is more important than ever before. Whenever I was interviewed, one question I always got asked was do you have any money saving tips to share? Here are five of my favorites- Don’t Believe the Words Discount, Sale… Just because a company or store says something is on sale or deeply discounted, don’t take their word for it. Always check yourself. These days it’s easier…

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  • FIRE Financial Independence, Retire Early,  working from home

    Money Mindset Makeover Challenge-Day 21-Passive Income

    My favorite income is passive income. Income that continues to travel into your bank account week after week, month after month, year after year without you doing anything. Well, I say anything, but that’s not quite the case. Passive income is about putting the work in first, sort of like upfront payment and then netting the rewards. It’s not often easy, in fact, it’s sometimes hard and you put in long hours. However, what keeps you going is the knowledge that once done, this piece of work is going to (hopefully), bring you money in the future. It could be a piece of artwork you sell on places like Etsy.…

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  • FIRE Financial Independence, Retire Early,  Side Gigs,  Teaching and Coachig,  working from home,  writing

    Money Mindset Makeover Challenge-Day 20-Multiple Streams of Income

    You’ve heard the saying about not putting all your eggs in one basket. Some people apply that to their investments which is a great idea. Diversifying where your hard earned money is placed. For some that’s stocks, bonds, real estate, and commodities. If one market goes down, chances are the others will be strong and protect a portion of your assets. Another thing this saying can be applied to is how you make money. If all your money is coming from your full time job and you lose it, then what happens? 2020 taught us that things can change and change quickly. Sometimes we have no control over the change…

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  • FIRE Financial Independence, Retire Early,  working from home,  writing

    Money Mindset Makeover Challenge-Day 19-Three More Side Gigs

    Have you found your perfect side gig yet? In the coming months, we’ll be going into more detail about all the side gigs I’ve listed during this challenge. Here are three more possible opportunities for side gigs you might enjoy. Once again, this one is a chance to put your knowledge to good use. It would also be perfect for teachers or anyone with teaching experience- https://www.studypool.com/ If you like words, have good typing skills check Rev which hires people to create captions- https://www.rev.com/freelancers/captions And finally, this one is for all the writers- Write & Get Paid – Listverse

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  • FIRE Financial Independence, Retire Early,  Side Gigs,  working from home

    Money Mindset Makeover Challenge-Day 18-More Side Gigs

    Do you have some expertise or like to do research? While the three sites I’m giving you links to won’t earn you passive income, I think they’re still worth checking out. The first one is how to become a notary. If you’re wondering what that is they’re the people who witness signatures, documents, and someone’s identity and are used for everything from financial documents to closing on the purchase of property. Each state has its own requirements and regulations. Some require you take a test while others don’t. I’m not sure how much they make and I’m thinking that maybe notaries set their own prices. Find out more at- https://www.asnnotary.org/…

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