• budget talk,  What's On Sale

    News You Can Use-Money Saving Appliances

    Has the first full week of February flown by or what? I almost forget that it’s Friday. Here are some money saving articles and vlogs I found this week- One of my favorite sites for all things money is Wisebread. This article features doable steps you can put into action- 16 Small Steps You Can Take Now to Improve Your Finances (wisebread.com) Another one of my favorites The Penny Hoarder with more fun money saving tips How to Save Money: 25 Ways to Put Away More Every Month (thepennyhoarder.com) And finally, I stumbled upon this YouTube channel called Under the Median who vloged about saving money appliances. How to Save…

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  • budget talk

    Money Saving Tip-Free Resource

    The majority of cities, towns, suburbs, even rural areas have a library. It’s one of the best free resources you have so are you using it? Not only can you check out books, audiobooks etc. but lots of libraries have staff that know about all the resources in the local community. It could be free classes to learn a new skill or programs and grants to check out when times get tough. Have you checked out your local library?

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  • budget talk

    Money Saving Tip-Eat in Abundance

    Each month, check out what’s in abundance and plan meals around it. For example, this month, I’m seeing lots of berries, tomatoes, and cucumbers on sale. Another tip is to buy extra and preserve them for times when these items aren’t plentiful and therefore will cost more.

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  • budget talk

    Money Saving Tip-Bells and Whistles

    Do you really need all the up to date, high tech features on appliances, cars…all those bells and whistles? If you’re looking for something new or thinking about replacing say, an old refrigerator, don’t be talked into buying something with all the time saving features or features that do the work for you. Not only do they cost more but they seem to increase the odds of something going wrong. And then the final downfall is when they need fixing, the cost is usually a lot more than the basic no frills model. If you can, go back to the basics because you save money not only now but in…

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  • budget talk,  Business Talk

    Moneysaving Tip-Grab a Notebook

    I’m getting lots of requests for moneysaving tips so I thought I’d begin a new category Moneysaving Tip. If you’re new to the site, it is full of money saving articles, tips, and recipes so take a look through the archives and feel free to share the links with others who might be looking for tips. Now to this tip. Here’s something you should be doing all the time but it’s even more vital now as prices go up or at least fluctuate, and that’s a getting a notebook and writing down the prices of things you buy on a regular basis. That way you don’t have to rely on…

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  • budget talk

    The Added Cost of Being on Auto-Pilot

      We all know being disorganized can cost us money. I can’t tell you how many times I’ve rushed out to buy something I know I already own but can’t remember where I put it. I’m getting better at being organized but one thing that can also eat away at your budget is payments that are on auto-pilot. I’ve signed up for services, memberships to sites etc. without thinking about how payments are made during the second year. A couple of times I’ve been sent e-mails saying thank you for staying on as a customer for another year. But what, you say, I didn’t make a payment to you. In fact, I wanted to…

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  • budget talk

    Web Site Shout Out-The Penny Hoarder

          Here’s a new feature I thought I’d start on Budget Smart Girl. A shout out to sites, people, products, whatever  I think you should check out for their great content or ideas. My first shout out is to The Penny Hoarder. How did I hear about this site? Someone named the penny hoarder became one of my followers, I followed them back thinking they were simply someone who was watching their pennies. I was wrong, wrong, wrong. It wasn’t until a few months ago that someone told me about the great site called The Penny Hoarder that I decided to check it out. Wow, I was impressed and…

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  • budget talk

    Saving Money During the Holiday Season

    Thank you to the folks at www.cloudfreebies.co.uk for letting me print and share this article with you. It features tips from Natalie Cooper and Kez Richards. They offer tips for those based in the UK, but I think the advice is universal.   Two money-saving super mums have joined forces to share their money-saving knowledge and find ways to cut the cost of Christmas Groceries.   Frugal money saver Natalie Cooper and coupon and deals expert Kez Richards save on just about every aspect of their lives. They believe it is possible to save on everything from groceries to holidays and would never dream of spending a penny without first price…

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  • budget talk

    The Budget Smart Cook’s Guide to Cooking Oils

    If you’re the grocery shopper in the family, I probably don’t have to tell you that food prices have skyrocketed in the last 12-18 months. A report just in from the USDA says that US retail food prices jumped 4% in 2007…the biggest gain in 17 years. An economist for the USDA thinks that we’re likely to see another 3.5 – 4% climb in prices again this year. And something that really surprised me in this report was that oils and fats are expected to have the largest price hikes. So let’s use those oils and fats wisely and make the most of our money. How Much Fat Do We…

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