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Happy Holidays
I hope your holiday season is off to a wonderful start. 2024 has flown by and I hope it was a good and money saving one for you. I’m looking forward to 2025 and the 15th anniversary of Budget Smart Girl. I’ll be taking a two week break over the Christmas and New Year celebrations…the last Money Motivation will still be posted on December 23 and 30th. After that we’ll switch to Monday recipe ideas for the week and Money Motivation will move over to www.myworthypenny.com. I hope you’ll become a follower and subscriber to that site too. There’s also an Instagram, Pinterest and Facebook group as well. On Budget…
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Money Motivation-Have a Safety Net
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Budget Smart Girl and a New Business Venture
December already and almost the end of 2024. How has your year been? Did you reach all your goals? Did you stick with a budget? I have some big news to share with you and that’s I purchased a wonderful financial site that I think will be a nice addition for you my Budget Smart Girls. It’s My Worthy Penny www.myworthypenny.com. It’s packed with great articles, lots of freebies for you to download and I hope you’ll agree it takes the same approach to saving and making money as Budget Smart Girl. I’d love for you to check it out, download a freebie or two and get subscribed so you…
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Money Motivation-Choose Your Wants Wisely
Do your wants sometimes outweigh your needs? Think before you buy and consider what an impulse buy will do to your budget and even your financial future.
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It’s Not All About Black Friday Deals
Do you have anything in particular on your Black Friday shopping list? I often pick up some great deals and I have to say I do look forward to it and Cyber Monday. However, there’s something else I look forward to and that’s the week leading up to Turkey Day. Have you noticed that supermarkets try and entice you in with some great food buys? I’ve just looked through my local store’s weekly ad and made a list of items I’ll be stocking up on. The great thing is many are pantry items like canned foods and others freeze well. Here’s a sampling of some of my list- Canned Green…
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For the Budget Savvy Timing Is Everything
We’re just two weeks away from Black Friday… While it’s always been a good time to pick up a bargain or two, sometimes it pays to wait until after the holidays to net the really discounted goodies. In fact, anyone who follows a budget smart lifestyle knows that timing purchases can be the key to shaving off dollars from your budget. Here are some key times to watch for… End of Day If you shop at the end of the day in places like thrift stores, flea markets, and garage sales, you’re more like to have some bargaining power. People get tired, they don’t want to take stuff home or…
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Money Motivation-You are Unique, You Are Special
We all have our own unique talents so why not put yours to work. Maybe you can save money by mending clothes instead of throwing them away. Or perhaps you could put your sewing skills to another use by starting your a business by repairing and doing alterations for other people’s clothing.
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Are You Eating Your Way Into Debt?
I’m late for work, I haven’t got time to put something together for lunch. Never mind, I’ll just go out to eat. It’s just one day, right? I had an awful day at work so I’ll go out to eat? Do the above scenarios sound like you? Eating out once in awhile is fine because we all need to splurge now and then but when it comes to be a weekly or worse still a daily habit, you could be eating your way into debt? There’s nothing worse than paying off credit card bills for food you could have prepared yourself. And here are some of the other dangers of…
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Money Motivation-Stress Reliever
Are you often stressed about money? Make a plan today to work on a budget, brainstorm ideas to make more money whether it’s starting a business or looking for a wise investment to grow your money. Make being less stressed about your finances one of your goals.
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Borrow Before You Buy
Have you ever tackled a project around your home like sanding a floor or deck and rushed out to buy a sander? Not only is this something that you probably won’t use more than once a year…if that, but it takes up room in your home, plus it’s an added expensive you don’t need. Lots of places will rent these types of items to you and here’s a list of other things that maybe it’s better to borrow than buy… Books I’m an avid reader and while I do like to keep non-fiction books for future reference and they’re most likely the books I read over and over again, when…