• FIRE Financial Independence, Retire Early

    Deciding Why You Want to Gain Financial Freedom

    Financial freedom is the end goal but why do you want it? Last week we talked about FIRE. I know many of you read and follow these posts because financial freedom is your end goal. Let’s talk about the many ways you can get there. And yes, sorry financial freedom seekers, there’s some sacrifice and hardship along the way. When I coach writing students I always begin with this question… Why do you want to write a book? Each person’s answer is unique to them. We all have different reasons and motives for wanting to do something. So, take a few minutes and think about why you want to achieve…

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  • Business Talk,  FIRE Financial Independence, Retire Early

    What’s Your Relationship With Money?

    This week we’ve been talking about FIRE. Sometimes achieving financial independence involves changing the way you think about money. Sometimes we don’t know about the bad relationship we have with our money until some major setback happens and we realize we’ve been spending more than we earn or the savings account has just a few pennies in it. What better time to look at your how you view money than to take part in Angela of Laptop YOUniversity’s upcoming Money Master Challenge. Recently I asked her some questions about it and here’s what she had to say- BSG-How did you come up with the idea of the Money Master Challenge?…

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  • FIRE Financial Independence, Retire Early

    Instant Gratification Can Extinguish FIRE

    It’s Sunday late afternoon, heading into early evening. The neighborhood’s been quiet all weekend but suddenly the sound of lawnmowers ruin the tranquility. You look out and see people in their yards rushing back and forth behind the mowers, sweat pouring from them, and an anything but happy or peaceful look upon their faces. In fact, they look worn out, they look downright miserable because once they’re done with this chore, it’s a quick meal and then to bed, ready to get up the next morning and head to work. Why do these people leave the lawnmowing chore until Sunday evening, and why the less than happy look? They’re the…

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  • Business Talk,  FIRE Financial Independence, Retire Early

    Let’s Start Talking About FIRE

    Fire, no, not the type you use to keep warm or start to cook food, but FIRE otherwise know as Financial Independence, Retire Early. One or both of those things might sound good to you. I’m probably not going to go with the Retire Early part, but I’ve always loved the idea of financial independence. Yes, even before it became a catchphrase. The having enough money as not to be dependent on something else be it a person or otherwise for your everyday needs and long term survival. Never having to worry about losing your job because you’ve got enough saved to tide you over until another one comes along.…

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  • Business Talk,  Side Gigs,  working from home

    Money Master Challenge and a Free Gift

    The key to financial freedom is being smart with your money. We all have our Achilles’ heel when it comes to budgets and managing our financial future. I was excited to see that Angela over at Laptop YOUniversity is offering another Money Master Challenge starting on August 3rd.  Over the course of 21 days you can take the money challenge which will help put you on the right track with regards to your money, your relationship with it, not only today but in the future too. I took the first challenge and have to admit, I raised my hand and said, yes, that’s me, I’m making those mistakes to many…

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  • Business Talk

    Budget Smart Girl-Budget Planner

    Have you wanted to keep track of where your money goes? What bills need paying and when? Can’t figure out how much is in that rainy day fund? While I consider myself pretty good with keeping track of my money, I’m lousy at keeping all the information in one place. I’ve been known to have slips of paper with how much I need to invoice a client, jotted on it. How much royalty I just got paid scribbled on another. Sticky pad notes stuck on the fridge, reminding me the car tabs need paying this month. I see you shaking your head and thinking ‘me too’. So, last week, while…

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  • Business Talk,  Teaching and Coachig

    Finding the Right Coach

    Coaches…these days, it seems like everyone has either a coach or is a coach. Some people even fit into both categories. When I started writing, I always thought wouldn’t it be great to have someone show me how it’s done. I never found that person and it was one of the reasons I decided to coach aspiring writers. Just about every profession has a coach, writing, art, business, and yes, the life coach. They’re popping up everywhere and you might even be thinking about hiring one. Here are some of my tips for finding the perfect match for your needs- What’s Their Background? I’m seeing more people hang out their…

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