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Money Motivation-Lifestyle Creep
Have you heard of the term ‘lifestyle creep’? It happens when someone gets a pay increase or comes into money and they start spending more money than before the windfall. Look at a windfall as good fortune, save the money, invest the money but don’t spend it. Don’t be a victim of lifestyle creep.
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Monday Motivation-Choices
Everyone has a choice when it comes to buying goods and services. Always think before you buy.
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Money Motivation-Freedom
Sometimes we think we need lots of money to be happy, millionaire or billionaire status but that’s not always true. Figure out your happiness amount. What amount of money would allow you the freedom to pursue your interests and dreams?
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Money Motivation-Do You Really Need It?
Sometimes borrowing money is easy but think of the consequences. Interest payments, indebtedness, and loss of freedom. Before you borrow money ask yourself do you really need the product or service you’re borrowing money to buy or fund.
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Money Motivation-What’s Holding You Back?
Sometimes we’re our worst enemies. Thinking we’re not good enough when we are. Feeling like we don’t deserve to have money or run a successful business? Are you getting in your own way? If you are, what are you going to do to change your negative thinking?
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Money Motivation-Keep on Dreaming
You’ve achieved your goals, you’ve got financial freedom but don’t stop now, keep looking for ways to make money….you never know when you’ll lose the money you have.
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Money Motivation-Rich versus Having Money
What does being rich mean to you? You can have money and not be considered rich but still live a happy and fulfilled life and not want for a single thing.
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Money Motivation-Keeping Up With The Jones Family
This is one of my favorite all time quotes about money. Remember your wants versus needs and remember don’t buy things just to impress people or to keep up with trends because it’s the fastest way to get into debt.
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Money Motivation-How Do You Spend Your Time?
The one thing that makes both rich and poor equal is that both have the same 24 hours a day. Sometimes people get rich because they use those 24 hours more wisely. It could be researching a business idea, looking for ways to invest, etc. Your task this week is to track your time and what you do? Is any of it wasted like watching too much TV or spending time on social media sites? And how would that time be better spent?
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Frugal is Trendy
Frugal is the new in thing. We, budget smart girls have known that for a long time. Budget Smart Girl’s been around since 2005 and before that it was The Budget Smart Girl’s Guide to the Universe and Eating Well on a Budget. We’ve been through recessions and tough times before, we’ve weathered the storm and now once again frugal is trendy, it’s the in thing. Traffic to this site has picked up tremendously in the last month or so, which tells me that people are looking for ways to save money. As I work on the new Budget Smart course I thought it would be fun to share with…