• budget talk,  Business Talk

    It’s Almost 2024

    Tomorrow it’s the first day of winter…or summer depending on where you live. 2023 seems to have rushed by. I didn’t post as often as I’d planned or wished because I had a big project to work on. That’s behind me now so I can focus on this site and my other business ventures. One being the Budget Smart course…in fact, I already started on the outline. I’ll fill you in more about the project as it progresses. I hope to post more money saving and making making tips here, at least once, maybe twice a week. Outside of the site, I’ll be teaching 15 writing classes…e-mail me at writerslifeblog@gmail.com…

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  • budget talk,  What's On Sale

    Black Friday Sale

    Hope you all had a wonderful Thanksgiving. Now it’s time for the sales. Budget Smart Girl is having a sale from today through the end of Cyber Monday. 25% off everything in the store. You can pick up a budget planner, gardening planner, self care kit, vision planner…as much as you want. Use coupon code BSG23 on checkout. And if like me you’re an author, coach, self publisher you might be interested in the Super Author Bundle. To tell you the truth, I’m seeing one too many bundles and lots are full of low value stuff but this one caught my attention and I agreed to take part and contribute…

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  • budget talk

    High Prices Getting You Down?

    Shopping can give you a bad case of sticker shock and if high prices are getting you down, here are five things you can do to help- Are high prices getting you down? Don’t Be Loyal One of the key traits of being budget smart is you’re never loyal to a brand, store or company. If another supermarket has a better deal, head there. Your favorite dishwasher liquid gone up in price? Find another one…you might even love it more. Do Your Homework Before you buy anything, do some research which is easier than ever now we have the Internet. Don’t just hand over your money believing the store is…

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  • budget talk

    Friday News You Can Use-Budget Archives

    It’s the last Friday of the month and I thought we’d do something different for News You Can Use by pulling out some articles from the Budget Smart Girl archives- It’s spring and time to think about gardening, how about dirt cheap gardening? How about a list of pantry stand bys? And who does love being pampered, and of course, it’s on a budget- I hope you found this helpful and that it’s a reminder that the archive has plenty of articles for you to go check out. Budget Smart Girl has been around since early 2005. Have a fun weekend and a money saving week.

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  • budget talk

    Friday News You Can Use-Cheap Businesses You can Start

    It’s Friday already and time for news you can use. Worried about inflation, this article has some great advice- https://www.cnet.com/personal-finance/dont-let-inflation-ruin-your-fun-how-to-save-on-restaurants-gas-and-gadgets/ I always like to see articles about ways to save money and here’s one from Good Housekeeping- https://www.goodhousekeeping.com/life/money/a43217787/how-to-save-money/ And as always, being budget smart means both saving and making money and The Penny Hoarder has some ideas for starting cheap small business. You’re sure to find something you can do- https://www.thepennyhoarder.com/make-money/start-a-business/cheap-small-business-ideas/ Have a fun weekend and a money saving week.

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  • budget talk

    Friday News You Can Use-Creative Entrepreneurs

    It’s Friday, it’s halfway through March and it’s St. Patrick’s Day. Here are some articles I think are worth checking out- There are two sides to being budget smart, one is the saving part, the other, finding ways to make more money. Check out this article about ways to be a creative entrepreneur- https://www.thebalancemoney.com/basic-principals-of-creative-entrepreneurs-4582514 And from Fortune, how to save $750 a month- https://fortune.com/recommends/banking/how-to-save-750-month/ And finally, I found this great channel on YouTube called Hometalk. So many good ideas and many of them are money saving. Check out this one about 22 Budget Ideas to use this summer Have a fun weekend and a money saving week.

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  • budget talk

    Friday News You Can Use-Budget Meals

    I t’s the first Friday of March. Here are three useful articles I stumbled upon this week- I found this site called The Balance Money which has lots of great articles, but I thought this one about budget worksheet was especially good- https://www.thebalancemoney.com/basic-monthly-budget-worksheet-1289585 Another new to me site, Be The Budget has these easy to follow budgeting tips- And as I’ve had more requests for budget meals, I found these goodies on The Spruce Eats- https://www.thespruceeats.com/affordable-budget-meals-for-families-4845538

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  • budget talk

    Friday News You Can Use-$5 Meals

    It’s Friday and the last Friday of February. I hope you had a wonderful week and found money saving bargains. Based on your feedback, (and I’ve had lots of e-mails me asking for articles about saving money at the grocery store, so here’s what I came up with this week. Budgeting Tips from The Penny Hoarder https://www.thepennyhoarder.com/budgeting/budgeting-tips/ Fight High Grocery Prices  And from another one of my favorite money related sites, The Dollar Stretcher. You can always count on them for excellent articles and ideas so go check them out- Tried-and-True Tools for Fighting High Grocery Prices (thedollarstretcher.com)  $5 Meals And I found this YouTube Channel-Julia Pacheco, who has lots…

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  • budget talk,  What's On Sale

    Friday News You Can Use-Money On the Side

    Another work week coming to a close and here are three of my top picks for money related articles and videos. On YouTube, I found a site called Home Made Simple. There are lots of great videos about saving money but this one caught my eye, Feed Your Family All Week for $55 Next one from USNews 20 Creative Ways to Save https://money.usnews.com/money/personal-finance/saving-and-budgeting/articles/creative-ways-to-save-money And finally, from a site called Saving Advice, 38 Ways to Make Money on the Side. Not all of them will be everyone’s cup of tea, but I’m sure you can find at least one you’d like to pursue- https://www.savingadvice.com/articles/2022/05/13/1063125_ways-to-make-money-on-the-side.html Have a fun weekend and a money…

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  • budget talk

    Budget Smart Girl February Challenge

    Can you believe we’re half-way through February? That means…besides this month flying by, that we’re at the midpoint of our February Challenge. Remember we’re trying to buy things on sale. Not just for the sake of buying stuff but if we really need to purchase something this month, we’re trying to find it on sale or at least the best price we can. I had to buy a few business-related items and while I couldn’t find any on sale, I did a price search and hopefully, I did get the lowest price I could. Food wise, I’ve chosen foods from weekly ads and been using things that are on sale…

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