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Four Ways to Look Stylish on a Budget
Just about everything is more expensive than it was just a few years ago and that includes clothing. However, you can still look stylish by following these four tips… Make a list Just like grocery shopping, make a list of what you need before you head to the store or go online. For example, new white blouse, black shoes etc. Also, make note of how much you’re willing to spend on each item. Tell yourself you’re going to stick to the list and budget. Discount Days Many stores have certain days where they offer discounts, especially for seniors. And no, you don’t have to even be 65 to score that…
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Money Motivation-Be Frugal All the Time
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Is it a Good Buy?
Can you tell the difference between a real good buy or just some company or store telling you it is? It’s easy to get sidetracked with end caps and those signs telling you buy me because I’m 20 percent off…but just for a short time so don’t be a loser by missing out. Here are five tips to help you determine what’s a good buy and not just marketing hype… Know the Value If you don’t know how much something is supposed to cost or what the regular price is for an item, then any sale telling you it’s 20% off looks like a bargain. Whenever you’re grocery shopping or…
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Money Motivation-Supply and Demand
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The Money Saving Advantage to Making a Shopping List
If you read my last post about saving money on groceries, you’ll remember one tip was to create a shopping list. I thought I’d do a follow up about the five main advantages of making one. They Help Keep You Focused The main purpose of having is it keeps you focused. Supermarkets (like everyone else are in business), exist to make money so your challenge is to keep to the basics. No thinking, that notice tells me it’s on sale so it must be a bargain. Or following the wonderful smell of baking bread and donuts making its way from the bakery, and you left the house without eating. Stay…
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Money Motivation-Be The Owner
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Ten Tips for Buying Food on a Budget
I’ve had lots of e-mails about saving money on food and requests for more posts on the topic so here’s one to get things started… Coupons and Specials I know physical coupons aren’t so commonplace as they once were but certain stores do still have their own version of a coupon. The great thing is you don’t even have to go to the store to see what they’re offering because most supermarkets now have online flyers you can check out. Some supermarkets even have a buy one, get one free promotion and also look for savings cycles when you know certain foods will be coming on sale. For example, now…
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Money Motivation-Start a Small Business
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Create an Emergency Fund
Do you have money set aside for things like job loss, illness or even a repair on the car you need for your work? If you do, then you know all about something called an emergency fund. If not, or you’ve been putting off starting one then here are some easy tips so you can take that first step. Emergency Funds are Vital An emergency fund is a budget smart person’s best friend. One of the top reasons to have one is you’ll less to have to rely on using a credit card and getting into debt which if you’re in the middle of a crisis like an illness or…
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Money Motivation-Read for Free