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Money Motivation-How Do You Spend Your Time?
The one thing that makes both rich and poor equal is that both have the same 24 hours a day. Sometimes people get rich because they use those 24 hours more wisely. It could be researching a business idea, looking for ways to invest, etc. Your task this week is to track your time and what you do? Is any of it wasted like watching too much TV or spending time on social media sites? And how would that time be better spent?
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Sewing Can Save You Money
Are you sewing skills a little rusty? I have to admit, I’m okay at the basic skills, making pillows and drapes but when it comes to making clothes from a pattern, that’s never been my thing. However, with the price of everything going upwards, I think it’s time to dust off the sewing machine and learn some new skills. Not only does making your own clothes and things for around your house save you money, but knowing how to repair old clothes is a great skill to have too. Things like repairing holes in your favorite sweater or a hem on a skirt that’s starting to come apart. There are…
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Frugal is Trendy
Frugal is the new in thing. We, budget smart girls have known that for a long time. Budget Smart Girl’s been around since 2005 and before that it was The Budget Smart Girl’s Guide to the Universe and Eating Well on a Budget. We’ve been through recessions and tough times before, we’ve weathered the storm and now once again frugal is trendy, it’s the in thing. Traffic to this site has picked up tremendously in the last month or so, which tells me that people are looking for ways to save money. As I work on the new Budget Smart course I thought it would be fun to share with…
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Black Friday Sale
Hope you all had a wonderful Thanksgiving. Now it’s time for the sales. Budget Smart Girl is having a sale from today through the end of Cyber Monday. 25% off everything in the store. You can pick up a budget planner, gardening planner, self care kit, vision planner…as much as you want. Use coupon code BSG23 on checkout. And if like me you’re an author, coach, self publisher you might be interested in the Super Author Bundle. To tell you the truth, I’m seeing one too many bundles and lots are full of low value stuff but this one caught my attention and I agreed to take part and contribute…
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High Prices Getting You Down?
Shopping can give you a bad case of sticker shock and if high prices are getting you down, here are five things you can do to help- Are high prices getting you down? Don’t Be Loyal One of the key traits of being budget smart is you’re never loyal to a brand, store or company. If another supermarket has a better deal, head there. Your favorite dishwasher liquid gone up in price? Find another one…you might even love it more. Do Your Homework Before you buy anything, do some research which is easier than ever now we have the Internet. Don’t just hand over your money believing the store is…
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Money Challenge Day 20-Side Hustle,Maybe?
Are you thinking about starting a business or side hustle? Make a list of possibilities and go research the market and competition.
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Money Challenge-Day 18-Get Out of Debt Day
It’s get out of debt day…that is if you’re in debt. What’s your plan? How are you going to pay down the debt? Are you going to try and save money or earn money to make the debt go away?
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Money Challenge-Day 17-Be Prepared
It’s Day 17 It’s always a plus to be the glass half full type of people but things do happen. A natural disaster, an illness, or even a job loss. Are you prepared for events like this? If not, what are you going to do? For example, have a disaster plan in place, or get a rainy day fund started?
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Money Challenge Day 16-Halfway Point
It’s Day 16 and did you know we’re halfway through the challenge. What have you learned about your money habits so far? Are you surprised by anything? Are you already looking at money and budgets differently?
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Money Challenge Day 15-Something Different
I t’s Day 15 and Week Three of the Money Challenge. Today’s challenge is about doing things differently. Think about something you always do that could be costing you money. For example, do you go to a coffee shop every day for coffee? Today, try making your own.