• FIRE Financial Independence, Retire Early

    Money Mindset Makeover April Check In

    It’s almost the end of April. Two months since the February Money Mindset Makeover Challenge. Did you follow along? Did you set yourself some goals? In June, we’ll do a three month check in to gauge how well we’ve done but as we move into that third month after the conclusion of the challenge, let’s do a mini review. Did you work on figuring out your assets and liablities? Figure out what some of your budget downfalls are? Look at ways to shave costs off your monthly expenses? Explore ways to bring in extra income? Is there anything you’re struggling with? If so, what resources do you need to access…

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  • FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Day 4-Income and Expenses

    Yesterday we focused on net worth and today we’re going to break down income and expenses on a monthly basis. Income Under the first column, write down all your income for the month It could be money from your job, side gig, interest earned, rental income… Next, focus on expenses. Write down what you pay out each month It could be mortgage, insurance, car payment, utility bills, gas for the car, groceries. Don’t overlook anything. You might also have yearly fees for things like membership sites so take that amount and divide it by 12. Total up each column. Is there a negative number or a plus? I know lots…

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  • FIRE Financial Independence, Retire Early,  Monday Motivation

    Monday Motivation-Money Mindset Challenge Day One

    It’s day one of our money mindset makeover challenge. I chose this quote from Will Rogers because I think it gets straight to the point. Today think about the things you buy. Are they a want, a need, or just things you feel you must buy to compete with or at the very least, keep up with the Joneses?

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  • Business Talk

    Thursday-Business Talk

    It’s Thursday and beginning next week, that’s the day we talk business here at Budget Smart Girl. Some weeks the focus will be on promotion and marketing you and your business. Other weeks, growing an e-mail list and getting people to buy whatever it is your selling. We’ll also focus on money, how to run your business the budget smart way, and how to manage it once you’ve made it. We’ll even talk about things like passive income and maybe even a review of products and apps that are supposed to help us run our business and manage our time more effectively. Is there anything you’d like to see discussed…

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