• Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    Time = Money

    Something money can’t buy is time. We all have the same 24 hours a day so spend it wisely because time equals money. Time is an investment. I’ve been going through my to do list. I often take on more than I know I can achieve but this week I’m taking a new approach. I’m assigning a dollar value to each thing on that list. I’ve also done the same thing for my long term goal list. I’ve realized that while there are some things that I love and enjoy doing they’re not netting me much in the way of a return on my investment of time. I’m spending hours…

  • Business Talk,  FIRE Financial Independence, Retire Early

    Knowledge Is King

    The old saying is that cash is king but I think knowledge is the new monarch. Many of you already know the story about how my late farther was an avid reader and got me hooked on books and visiting the library when I was just five years old. He’d never leave the house until he’d read the newspaper cover to cover. The radio in his car was always tuned not to music, but to a station with people talking about this and that. Even attempting to try and change the station when you rode with him, got a sideways glance that told you that was a bad idea and…

    Comments Off on Knowledge Is King
  • FIRE Financial Independence, Retire Early,  Side Gigs,  working from home

    March Preview-PLR Sale

    March already, spring (or maybe for you, fall), is around the corner. A new feature here at BSG is to give you a preview of things I have planned each month. We’ll be focusing on lots of topics that were covered in the Money Mindset Makeover Challenge including running a business and ways to make extra income. I’m hoping to post something at least four times a week but I’m currently working on putting together new classes so some weeks that might be reduced to three. One of the classes is an expanded version of the money challenge so stay tuned. This month I’m also taking part in April’s bundle…

    Comments Off on March Preview-PLR Sale
  • FIRE Financial Independence, Retire Early,  working from home

    Money Mindset Makeover Challenge-Day 21-Passive Income

    My favorite income is passive income. Income that continues to travel into your bank account week after week, month after month, year after year without you doing anything. Well, I say anything, but that’s not quite the case. Passive income is about putting the work in first, sort of like upfront payment and then netting the rewards. It’s not often easy, in fact, it’s sometimes hard and you put in long hours. However, what keeps you going is the knowledge that once done, this piece of work is going to (hopefully), bring you money in the future. It could be a piece of artwork you sell on places like Etsy.…

    Comments Off on Money Mindset Makeover Challenge-Day 21-Passive Income
  • FIRE Financial Independence, Retire Early,  Side Gigs,  Teaching and Coachig,  working from home,  writing

    Money Mindset Makeover Challenge-Day 20-Multiple Streams of Income

    You’ve heard the saying about not putting all your eggs in one basket. Some people apply that to their investments which is a great idea. Diversifying where your hard earned money is placed. For some that’s stocks, bonds, real estate, and commodities. If one market goes down, chances are the others will be strong and protect a portion of your assets. Another thing this saying can be applied to is how you make money. If all your money is coming from your full time job and you lose it, then what happens? 2020 taught us that things can change and change quickly. Sometimes we have no control over the change…

    Comments Off on Money Mindset Makeover Challenge-Day 20-Multiple Streams of Income
  • FIRE Financial Independence, Retire Early,  Side Gigs,  Teaching and Coachig,  working from home

    Money Mindset Makeover Challenge-Day 6-What’s Your Passion?

    The first week of the challenge is almost over. So far we’ve looked at net worth, assets and liabilities, what money comes in and what money goes out each month. Yesterday, we talked about looking at the goods and services on the minus side of the equation but today we’re going to look at the other side of the coin. Ways you can make that amount larger than your outgoing expenditure. Cutting expenses is one way to do it but we all get to the point where we’ve cut back as much as we can so that’s where trying to make more money to increase that plus side comes into…

    Comments Off on Money Mindset Makeover Challenge-Day 6-What’s Your Passion?
  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    How to Make Money in 2021

    We’re heading into the last few posts of the year so I thought I’d dedicate this one to how to make money in 2021 and then on Thursday how to save money in 2021. For the last few weeks, I’ve been doing research, looking for trends, listening to forecasts and trying to figure out the best way we can make money in the next twelve months. Things are getting harder to predict these days but here are some ideas Homeschooling/Teaching Whether it’s by necessity or choice, I think more parents are going to be homeschooling their children in the coming years. Anyone that can help them, whether it be a…

    Comments Off on How to Make Money in 2021
  • Business Talk,  FIRE Financial Independence, Retire Early,  Side Gigs,  working from home

    Learning Something New and Black Friday Challenges

    We’re in the homestretch for both our November challenges. Did you learn anything new this month? Something fun? I’m hooked on the idea of trying to expand my skill set and while I won’t be doing it every day, I’m going to aim for learning a couple of new things per week in 2021. And how about the Black Friday challenge? Do you have three products ready? I have mine ready to do, but yesterday I got into a panic. I loaded everything into the store, but for some reason, I couldn’t upload the files that customers will download on check out. I thought I’d have to alter my plans…

    Comments Off on Learning Something New and Black Friday Challenges
  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    Places to Learn New Skills

    Are you ready for the Learn Something New Every Day challenge that kicks off November 1st? By now you should have some idea of some of the new skills you want to attain over the course of 30 days. It could be something that saves you money like learning to sew or can. Or makes you money, like learning how to write more engaging blog posts. In case you’re still haven’t figured out what you wan to learn, or even where to go to learn your new skill, here are my top five favorites sites I use all the time when I need to figure out how to do something.…

    Comments Off on Places to Learn New Skills
  • affiliate marketing,  Blogging,  FIRE Financial Independence, Retire Early,  Online Stores,  Side Gigs,  Teaching and Coachig,  working from home

    Are You Ready For a Challenge?

    Want to have products ready for Black Friday? Want to learn something new by year’s end? If you’ve been following along with my posts, you already know that I’ve set aside November for the BSG community to take part in a Learn Something New Everyday In November Challenge. And last week, I launched the Have 3 Products Ready for Black Friday Challenge. Every week through the end of the month, Tuesday posts will focus on getting ready for the learn something new challenge. Thursday posts from now until Thanksgiving will focus on helping you get those three products finished and on sale. Let’s kick off with the learning something new.…

    Comments Off on Are You Ready For a Challenge?

If you don't want to miss all the good things coming up on Budget Smart Girl be sure to sign up  to become a subscriber.

 

Remember to live the life you love!

You have successfully subscribed to the newsletter

There was an error while trying to send your request. Please try again.

will use the information you provide on this form to be in touch with you and to provide updates and marketing.