• budget talk,  Business Talk,  FIRE Financial Independence, Retire Early

    Money Mindset Makeover Challenge-Check In Time

    It’s check in time! Let’s think back to February and the Money Mindset Makeover Challenge. Did you take part? If you haven’t checked it out, you can find all the posts-28 days of ideas to challenge your money mindset. At the end of the challenge, I mentioned that we’d do a June check in as we enter the third quarter of the year. If you’ve been using the makeover as a blueprint to make and save money, how are things going? Did you give up after the first month? If so, why? What did you find the hardest thing to change with regards to prior money mindset? Was it on…

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  • Friday Ramblings

    Friday Round Up-Chores

    So far, how is the month of May treating you? Mine’s been busy and the reason for lack of posts this week. So many chores and things that need doing that I lost track of time. It’s a reminder that our lives besides being self employed and entrepreneurs sometime invades on our work week. It’s also a nudge that we have to figure out what has to be done and what can wait. One thing I’m getting much better at is not working on weekends. These days I don’t even look at e-mails until Monday morning. For many years, I worked 7 days a week and didn’t quit till around…

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  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    Time = Money

    Something money can’t buy is time. We all have the same 24 hours a day so spend it wisely because time equals money. Time is an investment. I’ve been going through my to do list. I often take on more than I know I can achieve but this week I’m taking a new approach. I’m assigning a dollar value to each thing on that list. I’ve also done the same thing for my long term goal list. I’ve realized that while there are some things that I love and enjoy doing they’re not netting me much in the way of a return on my investment of time. I’m spending hours…

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  • Business Talk,  FIRE Financial Independence, Retire Early

    Knowledge Is King

    The old saying is that cash is king but I think knowledge is the new monarch. Many of you already know the story about how my late farther was an avid reader and got me hooked on books and visiting the library when I was just five years old. He’d never leave the house until he’d read the newspaper cover to cover. The radio in his car was always tuned not to music, but to a station with people talking about this and that. Even attempting to try and change the station when you rode with him, got a sideways glance that told you that was a bad idea and…

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  • FIRE Financial Independence, Retire Early,  Side Gigs,  working from home

    March Preview-PLR Sale

    March already, spring (or maybe for you, fall), is around the corner. A new feature here at BSG is to give you a preview of things I have planned each month. We’ll be focusing on lots of topics that were covered in the Money Mindset Makeover Challenge including running a business and ways to make extra income. I’m hoping to post something at least four times a week but I’m currently working on putting together new classes so some weeks that might be reduced to three. One of the classes is an expanded version of the money challenge so stay tuned. This month I’m also taking part in April’s bundle…

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  • FIRE Financial Independence, Retire Early,  working from home

    Money Mindset Makeover Challenge-Day 21-Passive Income

    My favorite income is passive income. Income that continues to travel into your bank account week after week, month after month, year after year without you doing anything. Well, I say anything, but that’s not quite the case. Passive income is about putting the work in first, sort of like upfront payment and then netting the rewards. It’s not often easy, in fact, it’s sometimes hard and you put in long hours. However, what keeps you going is the knowledge that once done, this piece of work is going to (hopefully), bring you money in the future. It could be a piece of artwork you sell on places like Etsy.…

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  • FIRE Financial Independence, Retire Early,  Side Gigs,  Teaching and Coachig,  working from home,  writing

    Money Mindset Makeover Challenge-Day 20-Multiple Streams of Income

    You’ve heard the saying about not putting all your eggs in one basket. Some people apply that to their investments which is a great idea. Diversifying where your hard earned money is placed. For some that’s stocks, bonds, real estate, and commodities. If one market goes down, chances are the others will be strong and protect a portion of your assets. Another thing this saying can be applied to is how you make money. If all your money is coming from your full time job and you lose it, then what happens? 2020 taught us that things can change and change quickly. Sometimes we have no control over the change…

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  • FIRE Financial Independence, Retire Early,  Side Gigs,  Teaching and Coachig,  working from home

    Money Mindset Makeover Challenge-Day 6-What’s Your Passion?

    The first week of the challenge is almost over. So far we’ve looked at net worth, assets and liabilities, what money comes in and what money goes out each month. Yesterday, we talked about looking at the goods and services on the minus side of the equation but today we’re going to look at the other side of the coin. Ways you can make that amount larger than your outgoing expenditure. Cutting expenses is one way to do it but we all get to the point where we’ve cut back as much as we can so that’s where trying to make more money to increase that plus side comes into…

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  • Business Talk,  FIRE Financial Independence, Retire Early,  working from home

    How to Make Money in 2021

    We’re heading into the last few posts of the year so I thought I’d dedicate this one to how to make money in 2021 and then on Thursday how to save money in 2021. For the last few weeks, I’ve been doing research, looking for trends, listening to forecasts and trying to figure out the best way we can make money in the next twelve months. Things are getting harder to predict these days but here are some ideas Homeschooling/Teaching Whether it’s by necessity or choice, I think more parents are going to be homeschooling their children in the coming years. Anyone that can help them, whether it be a…

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