• budget talk

    Friday News You Can Use-Cheap Businesses You can Start

    It’s Friday already and time for news you can use. Worried about inflation, this article has some great advice- https://www.cnet.com/personal-finance/dont-let-inflation-ruin-your-fun-how-to-save-on-restaurants-gas-and-gadgets/ I always like to see articles about ways to save money and here’s one from Good Housekeeping- https://www.goodhousekeeping.com/life/money/a43217787/how-to-save-money/ And as always, being budget smart means both saving and making money and The Penny Hoarder has some ideas for starting cheap small business. You’re sure to find something you can do- https://www.thepennyhoarder.com/make-money/start-a-business/cheap-small-business-ideas/ Have a fun weekend and a money saving week.

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  • budget talk

    Wasting Money-Take the Test

    Are you wasting money? Everyone’s definition of wasting money is different. Here’s what I consider wasting money and I hope it will help you determine whether your a money waster or not. Following Everyone Else If you buy something just because everyone else owns and wears it or drives it, you’re wasting money. Don’t follow trends, don’t be the person who feels left out when all your friends are talking about the new car they just purchased. Yes, some might be able to afford it, but many times, they’ll freely share news of the purchase but rarely let you into a little secret when they can no longer avoid the…

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  • budget talk

    Inflation-Be Budget Smart

    You can’t get away from the talk about inflation. How high will it go and how long it will last? Whatever the answer, bottom line is that goods and services cost more and therefore you have less money to spend on other things like maybe a vacation or putting money aside for that rainy day fund. Being budget smart is always about ways to get around obstacles, especially money related ones, so here are some tips to help take the sting off of inflation- Think Ahead Right now I’m trying to think one year, even two years ahead and figure out what I’ll need. Next question, is the product likely…

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  • FIRE Financial Independence, Retire Early

    Buy Now to Protect Your Purchasing Power?

    Inflation, hyperinflation, deflation which one is going to be? I listen to lots of economic podcasts and the buzzwords are those three words above that all end in tion. No one economist or financial expert agrees which one is going to happen but all of them are in agreement, that it’s time to think about your financial future and if you’ll take a proactive stand against whichever one comes our way. Lots of people have been saying that food prices are going up, others say prices are the same but content is getting smaller. I’ve heard talk about building supplies going up by as much as 150%. Also think about…

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