Yesterday we focused on net worth and today we’re going to break down income and expenses on a monthly basis. Income Under the first column, write down all your income for the month It could be money from your job, side gig, interest earned, rental income… Next, focus on expenses. Write down what you pay out each month It could be mortgage, insurance, car payment, utility bills, gas for the car, groceries. Don’t overlook anything. You might also have yearly fees for things like membership sites so take that amount and divide it by 12. Total up each column. Is there a negative number or a plus? I know lots…