These days opening your electricity or gas bill can leave you in state of total shock. Just last week, our local utility company placed a newsletter in with our bill telling us that the prices will be increasing this winter. And as yesterday morning was the first chilly one of the season, it got me thinking about inexpensive ways to keep warm this winter. So for all you Budget Smart Girls who like to stay toasty warm, here are some products I’ve found to help stretch your energy dollar. The best thing is that they’re all reasonably priced and will give you a good return for your investment. Windows Did…