• Money Motivation

    Money Motivation-How Do You Spend Your Time?

    The one thing that makes both rich and poor equal is that both have the same 24 hours a day. Sometimes people get rich because they use those 24 hours more wisely. It could be researching a business idea, looking for ways to invest, etc. Your task this week is to track your time and what you do? Is any of it wasted like watching too much TV or spending time on social media sites? And how would that time be better spent?

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  • budget talk,  What's On Sale

    Eating Well on a Budget-5 Simple Tips

    Eating well when food prices are high is a challenge but it can be done. A great way to get the most nutritional bang for your buck is to eat fruits, vegetables, herb and spices. Here are five tips and a bonus one for finding the best selection at the best prices. Farmer’s Markets Many of the farmer’s markets close in the winter but some areas do have indoor ones so it pays to check in your local area. Not only can you find produce but things like eggs, milk, butter etc. Buy in Bulk Are you worried about having to throw away food that you can’t use even though…

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  • budget talk,  Business Talk

    It’s Almost 2024

    Tomorrow it’s the first day of winter…or summer depending on where you live. 2023 seems to have rushed by. I didn’t post as often as I’d planned or wished because I had a big project to work on. That’s behind me now so I can focus on this site and my other business ventures. One being the Budget Smart course…in fact, I already started on the outline. I’ll fill you in more about the project as it progresses. I hope to post more money saving and making making tips here, at least once, maybe twice a week. Outside of the site, I’ll be teaching 15 writing classes…e-mail me at writerslifeblog@gmail.com…

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  • budget talk,  What's On Sale

    Black Friday Sale

    Hope you all had a wonderful Thanksgiving. Now it’s time for the sales. Budget Smart Girl is having a sale from today through the end of Cyber Monday. 25% off everything in the store. You can pick up a budget planner, gardening planner, self care kit, vision planner…as much as you want. Use coupon code BSG23 on checkout. And if like me you’re an author, coach, self publisher you might be interested in the Super Author Bundle. To tell you the truth, I’m seeing one too many bundles and lots are full of low value stuff but this one caught my attention and I agreed to take part and contribute…

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  • budget talk

    High Prices Getting You Down?

    Shopping can give you a bad case of sticker shock and if high prices are getting you down, here are five things you can do to help- Are high prices getting you down? Don’t Be Loyal One of the key traits of being budget smart is you’re never loyal to a brand, store or company. If another supermarket has a better deal, head there. Your favorite dishwasher liquid gone up in price? Find another one…you might even love it more. Do Your Homework Before you buy anything, do some research which is easier than ever now we have the Internet. Don’t just hand over your money believing the store is…

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  • budget talk

    Friday News You Can Use-Budget Archives

    It’s the last Friday of the month and I thought we’d do something different for News You Can Use by pulling out some articles from the Budget Smart Girl archives- It’s spring and time to think about gardening, how about dirt cheap gardening? How about a list of pantry stand bys? And who does love being pampered, and of course, it’s on a budget- I hope you found this helpful and that it’s a reminder that the archive has plenty of articles for you to go check out. Budget Smart Girl has been around since early 2005. Have a fun weekend and a money saving week.

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  • budget talk

    Friday News You Can Use-Cheap Businesses You can Start

    It’s Friday already and time for news you can use. Worried about inflation, this article has some great advice- https://www.cnet.com/personal-finance/dont-let-inflation-ruin-your-fun-how-to-save-on-restaurants-gas-and-gadgets/ I always like to see articles about ways to save money and here’s one from Good Housekeeping- https://www.goodhousekeeping.com/life/money/a43217787/how-to-save-money/ And as always, being budget smart means both saving and making money and The Penny Hoarder has some ideas for starting cheap small business. You’re sure to find something you can do- https://www.thepennyhoarder.com/make-money/start-a-business/cheap-small-business-ideas/ Have a fun weekend and a money saving week.

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