It’s a simple challenge today. Being educated about your money, having a core knowledge of economies is key to being budget smart. Do you have any money related books on your bookshelf? If not go and find one. Either buy it or check it out from the library and yes, actually read it a few times. Some suggestions for books include https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474/ref=sr_1_1?crid=24GGL8DP2B13U&keywords=the+millionaire+next+door+book&qid=1645987216&sprefix=the+mill%2Caps%2C111&sr=8-1