budget talk
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December Good Buys
It’s the last month of the year and let’s see what’s a good buy for December… In the produce department look for good deals on Meyer lemons Kiwi Oranges Tangerines Beets Winter Squash Brussels sprouts Carrots Sweet potatoes Cranberries Pears Always check out deals on items that people need to make cookies and other holiday goodies such as flour, sugar, chocolate chips, cream cheese etc. Also, if you like candles, you can find some great deals this time of the year and after the holidays look for discounts on all things Christmas, wrapping paper, cards, gift bags, gift cards. Buy now and save money next holiday. Also, as we head…
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My Worthy Penny-Freebies
Have you checked out Budget Smart Girl’s sister site yet? It’s called My Worthy Penny and it, like, Budget Smart Girl is all about saving and making money to order to save for a rainy day and even get out of debt. There’s a subscriber list you can sign up to and you’ll receive an email from me at least once a week. It’s a great way for me to communicate with you, tell you about deals and offers, new products and what’s coming up soon…and yes, there’s lots of new things I have planned for 2026. I’m changing the platform that I use for email delivery so the freebies…
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November Good Buys
It’s hard to believe but on Saturday it’s November. Colder weather, Thanksgiving and yes, you can find bargains on many items as stores try to compete with one another for your hard-earned money. If you have some extra cash in your budget this month then it’s a good time to buy two of something and store it for use in 2026 and beyond. Things like flour…yes, it freezes great. Canned foods like greens beans. I always say as long as it’s something you use and something that you eat often, stocking up is never a waste of money. And of course, there are plenty of fresh items that will be…
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Debt Payoff with My Money as a Game
Many people are worried about debt and how to pay off the money they owe. There’s lots of advice out there and one thing I always look for is who’s sharing the tips. Yesterday, Angela Wills (check out previous interviews I’ve done with her) launched her latest product and it got my attention. I’ve taken lots of classes from Angela and what I like most about her approach is her tips are easy to follow and she’s a been there, done that, sort of person. She’s not afraid to share her mistakes with you. This new product is called My Money as a Game which is all about teaching you…
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Good Buys for October
Can you believe it’s October already. Here are produce items to look out for this month. Beets Broccoli Cabbage Brussel’s sprouts Cabbage Carrots Cauliflower Swiss Chard Kale Parsnips Pumpkins Sweet Potatoes Squash Apples Cranberries Pears In the non-food item category, Look out for the very last of those summer sales, clothes, camping gear, patio furniture…yes, some stores have a few items still sitting around and good news is they’ll be eager to get rid of them so you might find a bargain or two. Some Halloween candy might be on sale prior to the 31st. Also check out deals on Jeans and mattresses usually go on sale around this time…
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Good Buys for September
It’s September and here are some things to look for… Groceries Fruits Apples Pears Grapes Blueberries Peaches and Nectarines Cantaloupe and Watermelon Vegetables & Fall Staples Squash Cauliflower, broccoli, Brussels sprouts, kale – Cooler weather boosts their flavor and availability Bell peppers, eggplants, green beans, mushrooms Spinach and artichokes Back-to-School & Office Supplies Most retailers slash prices on school and office supplies after the school rush. Look for: Notebooks, pens, folders, backpacks at up to 70% off Laptops and tablets on clearance before holiday models arrive Printers and accessories (like ink and paper) Clothing & Fashion Retailers start switching from summer to fall inventory Summer apparel clearance: Shorts, swimsuits, sandals,…
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Best Buys For August
It’s August. Produce is abundant so be sure to stock up and turn these goodies into jams, canned and frozen fruit and vegetables. Don’t forget roadside stands and farmer’s market for bargain buys. Corn – Sweet corn is at its absolute peak in late summer Tomatoes – August tomatoes are incredibly flavorful, whether you’re buying heirloom varieties or standard slicing tomatoes Watermelon – Perfect for hot August days and typically very affordable Berries – Late summer berries like blackberries are still in season Bell peppers and hot peppers – Abundant and colorful Eggplant – Peak season for this versatile vegetable Zucchini and summer squash – Often very inexpensive due to…
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July Best Buys
July It’s July and here’s what’s are good buys.. Seasonal Produce Berries: Strawberries, blueberries, raspberries, blackberries Stone fruits: Peaches, nectarines, cherries, plums, apricots Melons: Watermelon, cantaloupe, honeydew Tomatoes: Heirloom, cherry, Roma — all at their peak Sweet corn: Perfect for grilling or boiling Zucchini and summer squash Cucumbers: Great for salads or pickling Peppers: Bell peppers, banana peppers, jalapeños Green beans Eggplant Herbs: Basil, mint, dill — usually more abundant and cheaper now Seasonal Sales & Promotions Furniture – Stores clear out old inventory before new collections arrive in August. Appliances – Independence Day sales (especially around July 4th) often include discounts on washers, dryers, fridges, etc. Mattresses – Mid-summer…
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June Best Buys
It’s June and that means the start of summer and some great buys. Seasonal Produce Fresh Fruits: Look for deals on strawberries, cherries, peaches, and grapes. Vegetables: Items like zucchini, tomatoes, and green onions are often discounted Dairy & Frozen Foods Dairy: June is National Dairy Month, making it a great time to stock up on milk, butter, cheese, and eggs. These items are often on sale, and many can be frozen for later use. Frozen Treats With summer soon to be in full swing, look for deals on ice cream, frozen yogurt, and popsicles. Tools & Home Improvement Items Father’s Day prompts retailers to discount tools, grills, and home…
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Monday Money Saving Tips-Think About It
Delay your large purchases… Wait 24–48 hours before making any big purchase. This “cooling-off” period helps prevent impulse buys and gives you time to research better deals.