budget talk
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Money Challenge-Day 11-Food Sites
Today is about cookbooks and food sites that are focused on budget meals. Try and find some to bookmark or put on your bookshelf. Here are two sites to get started- https://www.budgetbytes.com/ https://goodcheapeats.com/
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Money Challenge-Day 10-Credit Cards
Do you have a credit card? I think they’re fine to have as long as you pay off your debt each month. You seem to have one to do just about anything like book a car rental or hotel room so it’s a great idea to pick one that has some type of perk like cash back bonuses or points you earn toward travel. Note here don’t use it just to get those perks.
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Money Challenge-Day 9-Savings
It’s Day 9 and this challenge is all about starting or adding to a savings account. Go check out what is the best account for you. Do you have to keep a certain amount of money in the account for it to be free or do they charge a fee? Also, check out the rate they’ll give you to park your money with them. Here are a few sites to help get you started- https://www.bankrate.com/banking/savings/rates/ https://www.forbes.com/advisor/banking/best-online-savings-accounts/
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Money Challenge Day 8-Needs vs. Wants
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Money Challenge-Day Seven-Stock and Broth
It’s the end of the first week of the challenge. How are things going so far? We’ll conclude this first week with yet another challenge that’s about using up everything we buy. We’re going to make stock and bone broth. Don’t throw away vegetable peelings, chicken bones, beef bones, instead turn them into stock and broth that you can use throughout the week in things like soups, gravy, stews and chilis. They’re a whole lot better for you than the processed kind. ‘See’ you again tomorrow.
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Money Challenge-Day Six-Compost
Today’s challenge is about putting even more leftovers to good use. This time it’s your garden that can benefit. Do you have a compost bin yet? If not, think about buying or making one this spring? Compost is great for spreading around plants, especially vegetables that you’re growing yourself. The Internet has great sources on how to compost including what to add and what to leave out. Think of all the money you’ll save on fertilizer this year. ‘See’ you again tomorrow.
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Money Challenge-Day Five-Add to your Bookshelf
It’s a simple challenge today. Being educated about your money, having a core knowledge of economies is key to being budget smart. Do you have any money related books on your bookshelf? If not go and find one. Either buy it or check it out from the library and yes, actually read it a few times. Some suggestions for books include https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474/ref=sr_1_1?crid=24GGL8DP2B13U&keywords=the+millionaire+next+door+book&qid=1645987216&sprefix=the+mill%2Caps%2C111&sr=8-1
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Money Challenge-Day Four-Non-Food Leftovers
Yesterday our challenge focused on food leftovers so today we’ll turn our attention to non-food leftovers. Empty jars, clothes that have seen better days, inner rolls of paper towels etc. Be of the mindset that everything can have a second life. Today take something that you’d usually just throw away and see what you can do with it. Maybe it’s something that you can use for storage and hence you’ll save money because you don’t have to buy storage jars. It could even be something you’ll make into a craft that you’ll one day sell for extra income. Today is your chance to think outside the box. ‘See’ you again…
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Money Challenge-Day Three-Leftovers
It’s day three and this challenge focuses on leftovers. Love or hate them, they’re a way to stretch your dollar and make food you’ve already bought or made go farther. Your task today is to look in your fridge and see what’s sitting in there. Anything leftover from last night’s dinner or the dinner of two nights ago? Today create a meal using any leftovers you have. ‘See’ you again tomorrow.
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March Money Challenge-Day One