What steps did you take in 2020 to save money? As we approach the end of the year, now is a great time to take a look back and see how well you did with sticking with a budget. Didn’t have one, or had one and didn’t stay with it? My motto is if you fail the first time, the great thing is there’s always tomorrow and another chance. Here are some things to think about in 2021 Getting Rid of Stuff You Don’t Use I’m not talking about the treadmill you use once in a blue moon…although you could sell it and stash the money away for emergencies. I’m…