• Monday Motivation

    Are Your Fears Holding You Back?

    What’s holding you back from saving for your dream or launching a business, learning a new skill? Is it because you’re scared. A fear of not being very good at something, a fear of failing, a fear of what other’s might think? Everyone has fears. Ask the most successful people and they’ll tell you they had self-doubt and were frightened to take a bold move. The only difference between you and them, is they got over their fears and took that first bold step. This week you can do the same thing.

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  • budget talk

    What to Buy In August

    It’s August so let’s take a look at some items that are going to be on sale- Back to School It’s that time of year again when everything connected to learning and returning to the classroom is on sale. And even if you don’t have children but run a business, head to the sales. Now is the best time to pick up supplies for your office. Pens, notebooks…you name it. When I was a full time freelance writer I used to go through notebooks and pens like they were going out of style and learned quickly that the way to save money was to bulk buy each August. After Summer…

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  • budget talk,  Business Talk,  FIRE Financial Independence, Retire Early

    Possible Budget Smart Girl Marketplace

    We’re almost half way through summer. Maybe where you’re at it’s half way through winter. How is your year going so far? Have you met all your goals or are you planning more for the fourth quarter? As you know, I’ve been thinking about new business ideas and what I want to do next. Posting to all my sites is getting tough because it takes so much time and doesn’t really yield the results I want to see. I have a long list of ideas and ways I want to take these sites in new directions. One idea for BSG is to turn it into more of a marketplace to…

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  • Business Talk,  Online Stores,  Side Gigs

    Outsourcing-Save Money or Waste Money?

    Do you outsource chores and/or business related activities? Some people call me stubborn, (and yes, I am a Budget Smart Girl too), but when it comes to letting other people do the work for me, I often try to do it myself first. It’s only after I grow frustrated that I often resort to hiring someone. I’ve been spending the last month or so looking into new business ventures. I’ve come up with a few ideas that I know I can probably get set up on my own but maybe it’s wisdom that finally made me realize, it’s better off moneywise to hire someone to do it for me. An…

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