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    Ways to Save with Amazon

    Before I begin, a full disclosure, I recently signed up to be an Amazon associate which means I can earn affiliate fees if anyone clicks on or makes a purchase through one of the links I’m providing in this post… and actually that’s my first tip for saving and making money on Amazon is to become one of their associates. Coupons I never thought I’d find coupons on Amazon but yes, they have them and here’s a link (no, this isn’t one of the affiliate links). You can use them for lots of stuff and another way to shave off some money from your order. https://www.amazon.com/Coupons     Prime Member and…

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    Budget Smart Girl Tries Brandless

      I recently heard about a company that sells food online. Not just any food but good for you stuff that’s organic and non-GMO. Added plus…I was told everything was $3 and shipping is free when you spend $39 or more. Last week I decided to give it a try.   The company is called Brandless. The packaging is plan and simple which reminds me of the generic products you used to see at supermarkets but I have to say the taste is a whole lot better. I haven’t sampled everything I ordered but so far, so good. The sweet potato tortilla chips…well, I’ll give them a ten. Same goes…

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    Track Your Spending

      Welcome to week one of the summer money makeover Have you decided what you’re going to tackle between now and September 1st? One of my major goals is to track my spending. It used to be much easier when I wrote checks to pay bills and buy groceries because I’d write down what I spent and who I paid, along with how much was in my account. Those days are long gone and with them my organized system of seeing where the money was going. Recently I’ve been reading lots of financial books (reviews of them coming soon), and one piece of money advice they all have in common…

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    Summer Money Makeover

      It’s not yet ‘officially’ summer but Memorial Day’s been and gone so I thought we’d kick off a summer financial makeover. What gave me the idea? Over at my writing site, I’m setting up a summer writer’s retreat where we’ll get books started or half-finished ones will get completed. It’s running from June 1st through September 1st. Three months to get something done that maybe you’ve been talking about or even just dreaming about doing. So I thought how about something similar here at BSG. What would your financial makeover look like? Maybe you want to finally set up a budget? Perhaps you want to get started on saving…

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    The Added Cost of Fear and Uncertainty

        What if it breaks, what if the car breaks down, or I lose my cell phone… We all have one of those days, sometimes one of those weeks. Put it down to bad luck or the universe not being on our side. We’re human so that makes us worry and companies know that. Sometimes it’s the fear and uncertainty of everyday living that costs us more money than it should. What got me thinking about this? I’ve been reading a couple of financial books (I’ll be reviewing them here on BSG at a later date), and both of them mentioned that oftentimes we pay more because a company…

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    For Subscribers in The European Union

      I’m not sure if this applies to BSG (or not sure if I fully understand the whole thing), but next week the European Union has a new law coming into effect about subscribers to lists etc. I’ve been told even those of us who live in the US have to address this issue. So if you’re a subscriber based in one of the European Union countries and you don’t wish to be on the subscriber list any longer you need to unsubscribe before May 25th. Thank you-BSG.

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    Compound Interest-Friend or Foe?

    Compound interest… Two words that make me think about my maternal grandmother. I know what you’re probably thinking why would something connected to money make her think about grandma? Let me explain… My grandmother was widowed when she was just 51 years old. She was a very independent lady, didn’t rely on her family, didn’t want to burden my parents so she’d adopted a mindset that made sure she was financially secure to the day she died (at 87). She had two ways of looking at money and debt. First one was, make money work for you and save up for something you want and then buy it. Never buy it and…

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    The Added Cost of Being on Auto-Pilot

      We all know being disorganized can cost us money. I can’t tell you how many times I’ve rushed out to buy something I know I already own but can’t remember where I put it. I’m getting better at being organized but one thing that can also eat away at your budget is payments that are on auto-pilot. I’ve signed up for services, memberships to sites etc. without thinking about how payments are made during the second year. A couple of times I’ve been sent e-mails saying thank you for staying on as a customer for another year. But what, you say, I didn’t make a payment to you. In fact, I wanted to…

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    Going Green Means Saving Green

    Earth Day is this Saturday and here are five easy ways I’ve found to go green and save money at the same time-     Showers You can buy low water flow shower heads or even buy adapters to go on your current one. Neither are that expensive and if you’re think the water will just dribble out of the showerhead, you’d be surprised how the new versions are so good that you hardly notice the difference.       Dirty Laundry Where I live, putting laundry outside to dry isn’t something I can do year round but when the temperature heats up a great way to save money on electricity (and your…

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    Three Ingredients and a Slow Cooker Dessert

    Most of you know I like to keep a full pantry. A couple of times a year I sort through it and begin using the older supplies. Last week (a surprisingly chilly one for this time of year), I wanted something gooey and sweet for dessert. I had a box of Devil’s Food cake mix that needed using and soon. A quick search of the rest of the pantry yielded candied ginger and a can of sliced pears. The combination sounded too good to pass on and with the help of the slow cooker, this dessert was ready in a couple of hours. I topped it with Greek yogurt but…

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