The Blog-Sometimes You Get Sidelined

This week I’m battling a nasty summer bug that’s been plaguing my household the last couple of weeks. I thought I was going to avoid it, and then, wham, it hit me. It’s part cold, part laryngitis, and not to mention a case of Pink Eye thrown in for good measure. It’s thrown me off schedule for the projects I’ve been working on, and needless to say I’ve been relying on quick meals for supper each day. Yes, I’ve been sidelined from my usual routine and work, which got me thinking about why it’s important to have a financial safety net in place at all times. While this might be just an annoying summer cold, it also got me thinking about what would happen if this was a major illness. Experts say we should have six months living expenses in our savings accounts for emergencies. If you haven’t been saving for emergencies or that rainy day fund, maybe now’s a good time to think about it. Even if it’s just $10-20 a week, it’s a start.

I can’t say that opening bills is the highlight of my day, but when bills are accompanied by newsletters with information about how to save money, it’s a bonus. My local electrical company includes a newsletter called Energy Update and in the last couple of issues they’ve been featuring short articles on how you can save money on utilities. This month’s article was titled ‘Conserve Energy and Save Money’ and featured a pie chart showing you where the biggest percentage of your energy dollar is likely to go. Heating and cooling takes the biggest bite at 45%, water heater 11%, refrigerator 6%, clothes washer and dryer 10%, dishwasher 2%, computer and monitor 2%, TV, DVD, 2%, lighting 7% and ‘other’, which they say is the rest of the household appliances, 15%.

And while doing some research on recipe related Web sites, I found this little gem that’s part of the Food Stamp Program, http://recipefinder.nal.usda.gov/ I like the fact that you can customize your recipe search and even type in how much you want to pay to make each dish. A great resource so be sure to check it out.

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