• Uncategorized

    The Budget Smart Girl Newsletter for March 2010

    Looks like spring already. The snow’s all gone and some flowers are already in bloom. My main gardening goal for the year is to plant a vegetable garden. I know many of you are hoping to do the same thing. Growing your own food is one of the best ways to save money. I’d planned to feature an interview I did with a gardening expert in this newsletter but she had so much great information to share I’ve decided to post it on the site all by itself next week so be sure to check it out. However, I do have more tips for you here- P. Allen Smith For…

  • Uncategorized

    The Blog-Saving is about Timing (and sometimes where you sit)

    I can’t remember the last time we went to see a movie at the cinema so I’m out of touch with prices. Last week my husband and I decided to go see a matinee, cost was $5 each. I’m sure the price doubles in the evening and that got me thinking about how doing something at less popular time (like opting for a matinee) can save you money. It’s the same movie, the same seats…and a lot less crowded so there’s no sacrifice. By the way, we saw Shutter Island which I can recommend. After we left the cinema we decided to have an early dinner. We had a $15…

  • Budget Smart Girl's Guide

    Easter for the Budget Minded

    I can’t believe it’s spring and almost Easter and that means baskets need filling and tables need goodies and decorations. Here are some tips I’ve found work for me and also a couple of unusual Easter goodies. Table Decorations I’m happy to say when I invite people over for a meal they always comment on how well I decorate the table. It’s nice to get compliments and even better when you haven’t paid much for the decorations…sometimes they’ve been free. One year I couldn’t find anything for the center of the table. I was thinking about buying a plant or bunch of daffodils when I decided to clean up the…

  • Budget Smart Girl's Guide

    How To Survive On Your Salary

    Here’s proof that you don’t need to earn a six figure salary to live well. Meet Danny Kofke, a teacher from Atlanta, Georgia who’s written a book titled How to Survive (and perhaps thrive) on a Teacher’s Salary which is available from Tate Publishing www.tatepublishing.com ($9.99 for the paperback and $5.99 for the e-book). Here he shares his money saving tips and also has some excellent ideas for teaching children about the value of money and saving. Budget Smart Girl (BSG)-Can you tell my readers about yourself and what you do? Danny Kofke (DK)-I am currently a special education teacher. I have also taught pre-k, kindergarten, first grade and second…

  • Uncategorized

    The Blog-A Good Week for Bargains

    Last week I returned home from the supermarket with six bags of groceries totaling just $68.43. Not only was it double coupon day but the store is running a two week special featuring a flyer packed with great coupons. For example, a three pound bag of apples for just $1.98. A bag of flour for 89 cents, low fat spread 39 cents, container of oatmeal 69 cents, etc. Most of them weren’t items I needed that week but I knew I could freeze them. Now I’m thinking of making apple crumble, apple crisps using the oatmeal and apples. The flour and low fat spread I’ll use to make pastry and…

  • Budget Smart Cook

    Time Saving (and budget friendly) Meal Ideas

    Busy weeks seem to fly by. This morning I woke up and for some strange reason I thought it was Wednesday. I was relieved that it’s actually the end of the work week. I’m happy to say I’ve crossed off most the things on my to do list. Some days I’ve been so busy that eating lunch at my desk. You probably know what I’m talking about and the last thing you want to do is cook. During weeks like these I’m often tempted to head to the supermarket deli or the nearby Indian restaurant for a takeaway. But then I remember the food in the pantry and freezer and…

  • Budget Smart Girl's Guide

    Meet A Budget Smart Girl

    Let me introduce you to Catey Hill the money editor for New York Daily News Online and author of Shoo Jimmy Choo!-The Modern Girl’s Guide To Spending Less and Saving More. A fun and entertaining book that looks at the ways we think about money and how we (especially us ladies) can take control of our money. Hill admits that she was doing everything wrong and finally had a wake-up call so here shares her tips with us. And check out Hill’s two Web sites www.cateyhill.com www.shoojimmychoo.com Budget Smart Girl (BSG)-When I visited your Web site I read that one day you realized you needed to kick your shoe habit…

  • Uncategorized

    The Blog-Everyone’s in a Budget Smart State of Mind

    Every day when I sort through the mail, I’m amazed at just how many companies, local and national, are now offering coupons. Just a year ago if you’d have told me that half of these businesses would have been advertising buy one, get one free offers, I would have called you crazy. Definitely a sign of the times and just maybe these companies are waking up to the fact we all love a bargain or two. I spent some time over the weekend repotting indoor plants…a sure sign I’m ready to head outside for some serious gardening. While I was in the store buying the potting mix, I couldn’t help…

  • Budget Smart Cook

    Getting the Most for Your Money

    March is National Nutrition Month. Many people think if you’re on a budget you can’t get healthy foods. I’ve never thought that was true. There are some foods that are inexpensive yet still provide good nutrition. Here are a few of my favorites- Eggs When it comes to perfect nutrition, eggs just about have it all. Protein, B vitamins, most notably B12 and B2, vitamins A and D, iron, choline and phosphorus. And they’re low in calories. Eggs are just about one of the best buys in the supermarket, on average they’re about $2.79 a dozen. That being said, and this is my personal preference, I always opt to pay…

  • Budget Smart Girl's Guide

    Thinking About Starting a Business?

    Have a business idea but think it’s a lousy time to put it into action? Many successful companies were launched during a downturn in the economy. Some out sheer necessity, and some by people who took a ‘what have I got to lose’ attitude. One way to increase your success rate is to learn from others. I thought it would be a fun idea to once in awhile feature an entrepreneur on Budget Smart Girl. You’ll hear how they got started and what they learned along the way. To kick things off (and you might remember her mitt-minders www.mittminders.com from the Stocking Stuffing Gift Guide) is Marcey Max. Budget Smart…