• Budget Smart Girl's Guide

    The Budget Smart Girl’s Guide to Green Cleaning

    While buying ‘green’ cleaning products probably won’t put a big dent in your budget, it still pays to compare prices. It’s also a smart idea to check on ingredients because some cleaning products aren’t as green as they claim. Here are some tips on ‘green cleaning’ the Budget Smart Girl way. Make Your Own One way you can save some pennies (and know exactly what’s in your cleaner), is to make your own. No science degree required and no putting formulas together. I turned to homemade cleaners when I got one too many headaches from using a well-known bathroom cleaner. That got tossed in the bin and I came up…

  • Budget Smart Cook

    The Budget Smart Cook’s Guide to Cooking Oils

    If you’re the grocery shopper in the family, I probably don’t have to tell you that food prices have skyrocketed in the last 12-18 months. A report just in from the USDA says that US retail food prices jumped 4% in 2007…the biggest gain in 17 years. An economist for the USDA thinks that we’re likely to see another 3.5 – 4% climb in prices again this year. And something that really surprised me in this report was that oils and fats are expected to have the largest price hikes. So let’s use those oils and fats wisely and make the most of our money. How Much Fat Do We…

  • Web Sites Worth Checking Out

    A Five Star Web Site * * * * *

    From time to time the Budget Smart Girl will feature Web sites worth checking out. Here’s one I read about last week in a UK magazine www.lovefoodhatewaste.com. I’ll give this one five stars because I think it was created for a Budget Smart Girl. The site was created to draw people’s attention to the fact that in the UK, a third of the food people buy ends up being thrown away. Yes, we’re all guilty of this at one time or another…even Budget Smart Girls. So they’ve started a campaign and created this site to help educate people about how much food to buy, and what to do with leftovers.…

  • Budget Smart Cook

    Snacking with Benefits… or whoever thought things that tasted so good could be good for you?

    Okay, I’ll admit it; sometimes I love nothing better than sitting down in front of the TV with a bag of chips or cookies. Problem is snack foods can be both diet and budget busters. So does that mean we can’t indulge now and then? Not necessarily. The days of bad for you snack foods might just be a thing of the past. Not only are companies making more healthful snacks, but they’re also selling products packed with good for you ingredients too. In fact, eating them might even be a boost for your health. And even more good news is they’re not that expensive. So if you are going…

  • Budget Smart Girl's Guide

    The Budget Smart Girl’s Guide to Stress Relieving Products

    Looking for products to relieve stress at a Budget Smart Girl’s price isn’t always that easy. In fact, the price of some items is enough to send your stress level skyrocketing. However, as being a Budget Smart Girl is all about living the good life without breaking the bank, I went searching to see what I could find. I also sat down and thought about the inexpensive ways I relieve some of the stress in my life. Web Site Resources My search for sites relating to relaxation and stress relief mostly yielded ones selling products that sounded questionable at best, but I did stumble upon this one that I really…

  • Budget Smart Girl's Guide

    The Budget Smart Girl’s Annual Tax Guide

    The old saying is there are just two certainties in life, death and taxes. At tax time the main goal of the Budget Smart Girl is to get the biggest refund. And while I strongly suggest consulting with an accountant or tax preparer with any questions you have, I hope these resources and tips can help you ease through tax season. Preparing Your Taxes We used to have an accountant prepare our tax returns. While we were happy with his services, it seemed like every year his fee was increasing by at least $100. We started to shop around for another accountant, and then thought about preparing our own returns.…

  • Budget Smart Cook

    Ways To Trim Your Food Budget

    While we all have to eat, one of the easiest ways to trim your budget is at the grocery store. Here are some ways to do just that- Use Coupons But most of them are only 25 cents or 50 cents you say. Use enough of them and you’d be surprised just how quickly a quarter here and there starts to add up. And for maximum savings use the coupons to buy items that are on sale and you’ll save even more. And if your local supermarket offers double coupons, the savings are even better. The best places to look for coupons are the Sunday papers, women’s magazines and these…

  • Budget Smart Girl's Guide

    The Budget Smart Girl’s Guide to Valentine’s Day

    Valentine’s Day: the time of the year for romance. And not to mention giving gifts that come from the heart, but yet won’t make you cry when you see the price tag. Whether you’re looking for a gift for that special someone or just a small token for maybe the babysitter or a teacher, using a little ingenuity and creativity can save you money. Move Over Fabio One of the first places to start your search for any gift is the Internet. Not only to find actual gifts and ideas, but to compare prices too. The other day I was doing some browsing while I was researching this article and…

  • Budget Smart Cook

    February-Time To Get Heart Smart

    Valentine’s Day might be about matters of the heart, but as heart disease remains the number one disease, taking care of your own matters of the heart 365 days of the year is a must. Here are some ways you can get smart heart this February. Get Your Blood Pressure Checked If you haven’t had your blood pressure checked lately, make a note to do so. High blood pressure is one of the leading causes of heart attacks and strokes. Many people don’t have symptoms, so that’s another reason to get tested. Best of all you can find blood pressure machines in drugstores and even in lobbies of health care…